Hauskauf – ist das mit meiner Ausgangslage realistisch?

Ich bin 26 (bald 27), Single und aktuell noch im Masterstudium. Parallel starte ich in einem Monat meinen ersten „richtigen“ Job mit einem Einstiegsgehalt von 50.000 € brutto im Jahr, netto kämen dann round about 2.600 - 2.700 € bei rum.

Mein Ziel wäre, irgendwann in meinen späten 30ern ein eigenes Haus zu kaufen. Ich frage mich allerdings, ob das mit meiner Ausgangslage in Baden-Württemberg realistisch ist.

Mein bisheriger Plan wäre:
- Zunächst noch ca. 6 Monate bei meinen Eltern wohnen, bis ich die Probezeit bestanden habe. Danach Umzug in kleine Wohnung.
- In dieser Zeit könnte ich ungefähr 2.500 € pro Monat sparen, sodass ich danach ca. 15.000 € hätte.
- Anschließend würde ich gerne weiterhin etwa 800 € monatlich sparen, also knapp 10.000 € pro Jahr.
- Nach 8 Jahren wären das bereits rund 80.000 € eingezahltes Kapital – mögliche Gehaltssteigerungen und Renditen noch gar nicht berücksichtigt.

Danach hätte ich immer noch einige Jahre bis Ende 30, in denen ich weiter sparen könnte.
Ich gehe außerdem davon aus, dass ich in den nächsten Jahren eine Partnerin finden werde und der Hauskauf dann entsprechend zu zweit erfolgen würde.

Was mir allerdings Sorgen macht: Die Immobilienpreise werden sich ebenfalls weiterentwickeln. Wenn man beispielsweise langfristig mit durchschnittlich 2 % Preissteigerung pro Jahr rechnet, würde ein Haus, das heute 650.000 € kostet, in 10 Jahren bereits rund 790.000 € kosten. Bei mir in der Gegend kosten bereits die Gebraucht-Häuser ca. 3.800 €/qm, neu bis zu 4.400 €/qm.

Damit stellt sich für mich die eigentliche Frage:
Kann man mit einem solchen Weg realistisch mit Ende 30 ein Haus in Baden-Württemberg kaufen, oder müsste ich meine Sparrate bzw. mein Einkommen im Laufe der Jahre deutlich stärker steigern, um mit der Immobilienpreisentwicklung Schritt zu halten?

Mich würden vor allem Erfahrungen von Leuten interessieren, die in einer ähnlichen Situation waren oder selbst in Baden-Württemberg eine Immobilie gekauft haben.

Wie würdet ihr an meiner Stelle vorgehen?

reddit.com
u/Lio_1999 — 18 hours ago

My experience with atomoxetine after 8 weeks: subtle, gradual, but surprisingly effective

I’ve been taking atomoxetine (80 mg) for about eight weeks now, and I wanted to share my experience because its effects have felt very different from stimulants.
Atomoxetine definitely doesn’t improve attention for everyone. Just like with stimulants, some people respond well to it and others don’t. In my case, the improvements developed very gradually. There was no sudden “switch flipped” moment like people often describe with stimulant medication.
Instead, I slowly began noticing that my mind felt quieter. I had less mental noise, my emotions felt calmer, I was less impulsive, and it became easier to stay on task. Even getting started in the morning and getting out of bed became noticeably easier.
One of the biggest advantages for me is that it seems to work around the clock. I already feel the benefits before taking my morning dose, and the effect remains stable throughout the day. I also don’t experience the evening crash that I had with stimulants.
My attention has improved, but not because atomoxetine makes me feel intensely focused or “locked in.” It’s more that I’m less distracted because my mind is calmer. It feels like my brain is working more efficiently rather than like I’m being pushed into a medicated state.
I previously experienced stimulant-induced psychosis while taking lisdexamfetamine, so atomoxetine has been a much better option for me personally.
Overall, I actually find atomoxetine more pleasant than Elvanse. I can achieve roughly the same level of concentration, but in a smoother and more natural way, without the noticeable ups and downs I experienced with stimulants.
So yes, atomoxetine can absolutely improve attention, but it isn’t guaranteed to work for everyone. Even when it does work, the effects are often much more subtle and gradual than with stimulants.
This is only my personal experience, of course, and not medical advice.

reddit.com
u/Lio_1999 — 16 days ago
▲ 41 r/ADHD

My experience with atomoxetine after 8 weeks: subtle, gradual, but surprisingly effective

I’ve been taking atomoxetine for about eight weeks now, and I wanted to share my experience because its effects have felt very different from stimulants.
Atomoxetine definitely doesn’t improve attention for everyone. Just like with stimulants, some people respond well to it and others don’t. In my case, the improvements developed very gradually. There was no sudden “switch flipped” moment like people often describe with stimulant medication.
Instead, I slowly began noticing that my mind felt quieter. I had less mental noise, my emotions felt calmer, I was less impulsive, and it became easier to stay on task. Even getting started in the morning and getting out of bed became noticeably easier.
One of the biggest advantages for me is that it seems to work around the clock. I already feel the benefits before taking my morning dose, and the effect remains stable throughout the day. I also don’t experience the evening crash that I had with stimulants.
My attention has improved, but not because atomoxetine makes me feel intensely focused or “locked in.” It’s more that I’m less distracted because my mind is calmer. It feels like my brain is working more efficiently rather than like I’m being pushed into a medicated state.
I previously experienced stimulant-induced psychosis while taking lisdexamfetamine, so atomoxetine has been a much better option for me personally.
Overall, I actually find atomoxetine more pleasant than Elvanse. I can achieve roughly the same level of concentration, but in a smoother and more natural way, without the noticeable ups and downs I experienced with stimulants.
So yes, atomoxetine can absolutely improve attention, but it isn’t guaranteed to work for everyone. Even when it does work, the effects are often much more subtle and gradual than with stimulants.
This is only my personal experience, of course, and not medical advice.

reddit.com
u/Lio_1999 — 20 days ago