u/LivingAdkill

I can claim Overtime allowance when I work in shifts.

Lately there has been a discrepancy in the allowance amount that I am receiving. So, I raised a case with the payroll team, and over the course of the mail communication I provided my Gross salary details because the OA is calculated based on my Gross.

The payroll team informed that my DM has to approve some billings, so I tagged them on the mail chain.

I am now wondering if that was a good idea. There's a chance that I might be earning more than them. They are the conduit between the Client company and my parent company. They pass on the feedback that they receive from the client to the Reporting Manager

Now:

1. Would it be a terrible thing if my DM gets to know by Gross salary. Would it influence them in any way during appraisal discussions and layoffs?
2. Or as a DM would you know your reportees salaries anyway?
3. Am I overthinking?
4. Am I fucked just for a few thousands every month?

• Day 1
  • 5:00 PM Land at Changi Airport
  • 7:00 PM Hotel check in
• Day 2
  • 9.30 to 2pm Bird Paradise. Prioritizing:
    • Penguin Cove
    • Heart of Africa
    • Crimson Wetlands
  • Afternoon: Back to Hotel and rest
  • Evening: Singapore River Cruise
    • Will catch Spectra Light Show from the cruise
• Day 3:
  • Gardens By the Bay
    • Gardens, Cloud Forest, Flower Dome, Garden Rhapsody
    • OCBC Skyway if possible
• Day 4:
  • Sentosa
    • Take Cable car
    • USS until afternoon. Will just explore and maybe try out a couple of rides
    • Sensoryscape
    • Southernmost point of Asia in Palawan Beach
    • Wings of Time
• Day 5:
  • Haji Lane, Kampong Glam, Sultan Mosque, Little India, Orchard Road
• Day 6:
  • Marina Bay starting from Merlion park to Helix Bridge
  • Any other important places that we have missed. Please suggest if it is feasible
• Day 7:
  • Mustapha complex
  • Any other important places that we have missed. Please suggest if it is feasible
• Day 8:
  • Changi Airport exploration and departure

I have skipped Oceanarium since we have been to the Aquarium at Monterrey Bay, California

If you are unsure of your plans and would like to book your tickets on Indigo keeping cancellation in mind, choosing mid priced Flexi Plus instead of high priced Indigo UpFront would actually end up becoming a loss for you if you cancel.

Following is the ticket price from Blr to Singapore on Indigo:

• Saver is 15094
• Flexi Plus is 17299
• Indigo UpFront is 18664

The cancellation charges are provided here: Saver, Flexi Plus, UpFront

Suppose you would want to cancel after a week. Here's the calculation for it:

Fare	Ticket Price	Cancellation Fee	Refund	Actual Loss
Saver	₹15,094	₹6,999	₹8,095	₹6,999
Flexi Plus	₹17,299	₹4,999	₹12,300	₹4,999
IndiGo UpFront	₹18,664	₹1,999	₹16,665	₹1,999

But let us now compare incremental benefits of each Fare.

The extra amount paid upfront from Saver to Flexi is 17299-15094=2205.

The Loss reduced is 6999-4999=2000 which means I would pay 2205 to save 2000, which is stupid.

Now lets compare Saver to UpFront. Calculating similarly like above< I would pay 3750 to save 5000, wherein the net save is 1430, which is good.

There is no sane reason why one should choose Flexi Plus even if you don't have possible cancellation in your mind.

This could also be a marketing ploy from Indigo to make UpFront look better by adding a useless middle option like Flexi Plus.

======================

Let us also perhaps consider the chances of No Cancellation.

The minimum probability of cancellation required for Flexi to financially beat Saver is 110%.

How did I arrive at this figure?

I will receive this saved 2000 only if my cancellation probability is 100%, correct? But I would be paying an extra 205 to get this benefit. 2000-205 = 1795. 2000 is ~110% of 1795.

But a probability cannot exceed 100%. This means "Even if you knew with certainty (100%) that you will cancel, Flexi Plus still loses money."

A stock goes up or down purely based on human sentiment, correct?

So how do concepts like algorithms, charts, candle sticks, projections, resistance, support, consolidations, channels, price actions, moving averages make sense if the market follows something as random as human behaviour?

Why would a stock follow these patterns of technical analysis? I understand that fundamental analysis should work because you research and if the fundamentals are right, then you would purchase it. But technical Analysis?

It just doesn't make intuitive sense to me.

Let's say tomorrow Trump gives a negative statement, people panic and the market falls. How can any of this be a pattern? How can any of this be predicted by a chart or an algorithm?

Let's take the example of SCI. As per technical analysis, if this stock crosses 307 resistance, it will go up. How on earth can one be confident about these numbers when this stock is not sentient. Does the stock think "let me try to cross 307, then I will rise"? Why is this particular number a resistance for this stock? Have some secret group of investors decided that they will immediately buy this stock if another group of people buy this stock and bring it to the value of 307?

"When a stock develops an uptrend as indicated by technical analysis": A stock develops an uptrend in the first place because people start buying it for whatever reason, correct? And then it is natural for more and more people to start buying it once they see the uptrend.

But did a technical analysis really predict that the stock would go up before the first group of investors bought that stock? I don't think so.

Another form of my question is A. did the stock go up because a technical analysis predicted that it would go up?

B. Or it went up because it is in its nature to go up every few months? But that doesn't make sense due to my point that stocks are not sentient. They are bought by humans based on their decision

A stock goes up or down purely based on human sentiment, correct?

So how do concepts like algorithms, charts, candle sticks, projections, resistance, support, consolidations, channels, price actions, moving averages make sense if the market follows something as random as human behaviour?

Why would a stock follow these patterns of technical analysis? I understand that fundamental analysis should work because you research and if the fundamentals are right, then you would purchase it. But technical Analysis?

It just doesn't make intuitive sense to me.

Let's say tomorrow Trump gives a negative statement, people panic and the market falls. How can any of this be a pattern? How can any of this be predicted by a chart or an algorithm?

Let's take the example of SCI. As per technical analysis, if this stock crosses 307 resistance, it will go up. How on earth can one be confident about these numbers when this stock is not sentient. Does the stock think "let me try to cross 307, then I will rise"? Why is this particular number a resistance for this stock? Have some secret group of investors decided that they will immediately buy this stock if another group of people buy this stock and bring it to the value of 307?

"When a stock develops an uptrend as indicated by technical analysis": A stock develops an uptrend in the first place because people start buying it for whatever reason, correct? And then it is natural for more and more people to start buying it once they see the uptrend.

But did a technical analysis really predict that the stock would go up before the first group of investors bought that stock? I don't think so.

Another form of my question is A. did the stock go up because a technical analysis predicted that it would go up?

B. Or it went up because it is in its nature to go up every few months? But that doesn't make sense due to my point that stocks are not sentient. They are bought by humans based on their decision