
Help me maximize Axis Horizon Visa spends for a Family Trip
Hi all, I'm planning a 5 day trip with my family of 5 around October to:
Varanasi (80 Ghats, Kashi Vishwanath)
Ayodhya (Ram Mandir, Hanuman Garhi)
Lucknow (Imambada)
Agra (Taj Mahal, Forts)
I'm expecting to spend around Rs.1.5–2L on the trip overall.
I'm a noob when it comes to credit cards/travel rewards. I currently have a couple of cashback cards (Amazon ICICI and Axis Neo) and I'm looking to get started with travel cards.
I have a pre-approved Axis Horizon Visa offer showing up on my Axis account with a 3000 joining fee + 3000 annual fee, and I'm thinking of getting it mainly because of this upcoming trip.
I wanted to ask people here how I can maximize the miles I earn from this trip, including how to make the most of the welcome benefits and eventually redeem the miles.
Some things I'm particularly confused about:
- Is the Horizon worth taking at this fee given the devaluations. Should I aim for a diffrerent card altogether
- Should I book hotels/flights through Travel EDGE for the 5x earnings
- How should I split the spending between my existing cashback cards and Horizon
- Can I redeem anything on this trip or should i just focus on earning miles right now
- Are there any transfer partners that are particularly useful for a trip like this
- Anything else I should be doing to maximize the value from this card?
I'm pretty new to this whole travel card/miles thing, so any advice on how you'd approach this would be really helpful. Happy to answer any questions.
Also, I'm yet to finalize on hotels, so anyone familiar with the places please do help me with the recos :)
Cheers!