Being sued by debt collector
Hello, first time here. Here’s the basic rundown. PROCCESS server tried to serve me today, which he didn’t complete, (but he will). I’m being sued by a debt collector who bought my debt of a little under 10k. This debt is roughly 4 years old. The case has been filed with my local court system. Anyways, basically I’m asking for advice, I’ve thinking about a cheap lawyer, but is there really anything I can do? Is that just going to add to the debt pile? Anyone had any luck settling? I essentially have no money, very little income, and own a used truck valued at maybe 4k. I want to protect my truck because that is how I make money.