u/Major-Inspector-5450

OVL seems a bit unsustainable with the returns, thoughts on their longevity?

I’m thinking about going all in on investing, I did the math on a Drip calculator and saw my future earning at 5k-10k a month would be about 30% higher with OVL vs the regular sp500 or Spyi. Leads me to think it’s too good to be true

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u/Major-Inspector-5450 — 21 hours ago
▲ 0 r/TheMoneyGuy+1 crossposts

Selling my Paid of 2026 Raptor for a better future, thoughts?

I make at least 160k a year, I have a paid off Raptor I can sell for 75k. Monthly expenses are around 5k per month so I plan on just investing as much of my income over the next 13 years as possible, currently I’m 27. I owe about 285k on a 450k value home. I’m not in terrible shape as I got a few months of savings but my goal is to make work optional by the time I’m 40. Wife wants me to keep my truck since it puts a smile on my face but I feel like it’s waste of having that cash in the driveway not doing anything for me when all I do is drive too and from work. Anyone been in a similar situation? If I wasn’t a car guy this would be a no brainer. I’m thinking of just taking 75k I get from the truck and buy a 30k Camry cash. I have a daughter on the way so I don’t want to buy a cheap beater.

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