CSR $300 Travel Credit Strategy
CSR’s $300 travel credit is the easiest card benefit - no portal requirement, no activation, no hoops to jump through. Just charge a travel related expense and it is automatically credited.
However, it is beneficial to plan which expenses will receive the credit. Why? Because you do not earn UR points on the $300 credit. Given the UR multiplier for different categories, you could lose out on UR points.
Example, got an upcoming trip and you have not used the travel credit - purchase 1x travel items first (museum tickets, train tickets, tours, etc.). When you have charged over $300, then book air and hotels. That way you will receive the 4x or 8x (depending on if using portal) UR points.
I didn’t think of this my first year with the CSR but I did this year. Hope this is helpful.