Is it typical to point out corrections on PPI claims after receiving the worksheet list

I'm going through the process of personal property inventory and had submitted a lot of my items already. My max is 20k, and I didn't submit absolutely everything but what I thought might be enough to at least hit 20k.

I noticed on the worksheet list my agent sent back to me a lot of my items had "enter price" and were priced at $0 (even before depreciation.) I checked on my end to see if I just forgot to put a price down but all of my items had the prices and receipts attached...

For example, I listed a canon printer priced around 350$ bought within the last year with the receipt, but they listed it as $0.

I've spoken with my agent to make some fixes for things that were completely mislabeled, for example a lot of electronics are listed as sports items/something totally unrelated, and also fixed a few egregious pricing mistakes (my pc was listed as $800 instead of $2000) Now that its the weekend to look thoroughly, there are just a lot of empty lines with no costs labeled at all. Is this typical of the process and specific items are just not worth anything on an insurance standpoint? Should I go through and highlight what needs fixing?

I am technically over limit, but with depreciation im 5k under limit. I realistically cannot replace everything to gain back that depreciation value so I'm wondering if submitting the rest of my items and highlighting what needs to be fixed would be viable, or if I shouldn't bother.

I know I can call, but I've already spoken with her about it and she addressed some things but not the $0 value items.

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u/Miserable_Lecture258 — 11 days ago

Post op, have a stretched nerve from the surgery and now i cant speak

I just had a follow up appointment today. My voice has not recovered at all and i can barely speak. My surgeon said the right nerve for sure stopped working during surgery while they tried removing the 6cm nodule. They ended up leaving the left side so they can keep the left nerve in tact. Now im having to wait and see if i am part of the 90% of ppl who recover from this....

I start a new job next week and luckily! I went from a customer facing job to backend stuff lol but i gotta somehow get through training.... how am i gonna do thay when i cant communicate 😭😭😭😭 how did you guys handle this situation and how long did it take to recover your voice??? I was told it can take anywhere from 6 weeks to 6 months...

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u/Miserable_Lecture258 — 4 months ago

Nausea after partial thyroidectomy

Im 4 days post op currently. I had to stay a night at the hospital because of how nauseous i was after waking up. It cleared up thankfully, but tonight i just had the worst bout of nausea i have ever experienced. Its even causing my head to throb!!!

I threw up so intensely, the muscles in my neck are aching and tender around my giant incision (6cm nodule) and its the worst pain ive ever experienced after a surgery!!!! I cant stand it anymore.

Im gonna contact my drs. office tomorrow.... i can barely speak rn though which sucks. Is this type of post op nausea common?? This is my first time experiencing it so intensely. My top surgery was way easier than this!

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u/Miserable_Lecture258 — 4 months ago

Is it normal for dog to come baxk from boarding smelling/dirty?

Hi! Just want to know if im being overly sensitive and have too high of expectations. I had my dog boarded for 4 nights with a nearby sitter for a last minute emergency.

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The boarding was OK, some gripes but no one is perfect. He did come back covered in dirt that i could visibly see while wiping him down with a strange smell all over him. The smell is familiar somewhat and I can attribute some of it to just being in another persons house. The stay was so short tho and the smell is pungent along with the dirt on his coat.

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Is it typical for dogs to come back from a boarders place smelling so strongly? I wanna be realistic. He didnt smell this bad when i had him boarded at a local business.

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u/Miserable_Lecture258 — 4 months ago

Confusion about multiple bills for a surgery

Hi, I am scheduled for a surgery soon and I am trying to figure out what my bills are going to look like. I have an estimate for the surgery for ~1.1k from the surgeons office and ~400 of tests from my specialists office. I also just received a bill for the anesthesiologists for $3,289 as an estimate that i can pay right now.

I then received another bill for $4,504.75 (which is the remainder of my deductible) from the actual hospital I am going to for the surgery with an estimate of like $4.8k total which it prompted me to pay. I clicked out of the window to check my other bills to cross reference but now I can't find where this estimate went lol but basically, I am just confused at what my true total cost is going to be.

I havent paid any of these yet, as the surgery, anesthesiology, and hospital bill are stated as estimates and are from 3 different sources.......... The hospital bill is the entirety of my deductible so I'm guessing that they added up my surgery cost + anesthesia bill together and are requiring payment for just that?

Should I wait till I check in to pay for everything or do I need to pay for each bill individually? I am confused because I don't even know if the anesthesia was billed to my insurance or not. I have not received an EOB for any of these bills at this time.

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u/Miserable_Lecture258 — 4 months ago

How does preauthorizations work for surgeries HMO plan?

I went to a different internal medicine doctor with the intent to switch my PCP to a closer location. During that appointment she deemed an urgent visit to endocrinology was necessary for symptoms i had, which i got an ultrasound for same day and the endo appointment the next week. Endo put in a referral for me for urgent surgery and i was told to wait for a call from her team to help me get scheduled once the authorization goes through for the referral.

A week goes by and that monday i get a notif about my referral to endocrinology is approved... i call for any updates about scheduling for my surgery and no authorization has been received. My original pcp office calls me to schedule the endo appointment even tho i already went to that... they say the surgical oncology referral isnt complete and i need to give them a name of the location and provider to go to but i dont know who i am being referred to. My pcp office wouldnt contact my endos office until i asked and by that time the internal medicine doctor i initialy went to msges me to take over and send the referral, but then my pcps office called about that saying i still need to provide a provider name for them to authorize it.

Im so confused at what im suppose to do. Right now its physicslly difficult for me to speak which is why i need the surgery but trying to communicate w/ each office is impossible.... i did try to ask my pcp to reach out for that information from my endo initially but they said no and consulted my pcp for a referral instead. I dont know what this process is suppose to be like, but ive been waiting for a week to resolve this and its just become way more convoluted.

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u/Miserable_Lecture258 — 5 months ago

How long does BCBSTX take to authorize urgent referrals?

Hi guys! Last Monday my endo put in an urgent referral for surgical onocology. I tried calling to schedule today but it seems like my referral is still pending... how long do urgent referrals take to be authorized through bcbstx typically? None of my other referrals have taken this long.

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u/Miserable_Lecture258 — 5 months ago