u/Mlclarkee

Hello, my daughter (aged 8) listens to Empire every day and would LOVE to go on 5th September. I’m eager to get tickets but it’s sold out. Does anyone have two tickets they would be willing to sell?

Thank you so much

Hello! My spouse is Bengali (I am British). I’d love to surprise them with a full Bengali meal…what would be some great dishes to consider and does anyone have any amazing recipes that can share?

I am familiar with mungsho, the burnt aubergine dish, luchi, poori.

Thank you!

Advice needed, please. I (F42) bought a 2-bed BTL in a SE town in 2022 for £230K. £180k downpayment,
£50K mortgage that’s £125 per month. I rent it to a friend’s parent for £950, lower than average for the area. After tax and mortgage, I have an income of £500.

The flat was an emotional purchase after losing property in my divorce and wanting something for my child to inherit. I of course wish I had invested my £180K instead. I tried to sell the flat for £220K this year but barely had any viewings so I took it off the market. Given that I don’t need to sell, I am planning to keep getting the £500 a month (which I invest) and wait for however many years it takes to sell again for the price I bought it for and recoup as much of the downpayment I put in as I can.

What is the smarter financial decision? Keep getting £500 a month, hope there’s no huge expense, and hope for a better market in 7-10 years. Or sell for WAY less, maybe walk away with £100K instead and invest that ASAP?

Any advice much appreciated. What would you do in this situation?

43F. £180K in SIPP. £100K in ISA. Self-employed, 40% tax payer. I should be able to save £40K of my income this tax year. I was planning to put £20K aside for the ISA and £20K for the SIPP. But is it financially better to put it all in the pension for the tax relief? Any help to understand the math and smartest decision would be fantastic. Thank you!