u/Mostly_Mauiwaui — reddlx

What info do you all need in order to give me an informed opinion?

After decades of letting my Pension manage itself (lifestyle plans etc), and a divorce a few years ago, I find myself at the ripe old age 50 getting a bit concerned that I've missed the boat somewhat with making positive changes to my pension set up.

I have 3 separate pots, and for years I have wondered if it would be better off merging them all together. I am aware that the answer to this is that 'it depends', so i'm asking now in a preparatory post - what info should I collate about each pension in order to ask the question?

I will hopefully find that the process of collecting all the info together will help me realise the answer myself, but if not, I will follow up with a proper post and ask the question there.

Will the following info be enough, or is there anything missing?

Pension Company name
Balance Last Year
Balance this year
Annual Increase
Payment in
Annual Charges (with charge 'type' info)
Transfer charge info
How the money is invested within the pension

I'm hoping I can find all this info within the annual statements and not have to make any calls.

Thanks in advance to anyone who can help me decide if I should move some or all of the balances together!

PS: Apologies if this is answered in the FAQ - I couldn't find it

reddit.com

u/Mostly_Mauiwaui — 5 days ago

▲ 3 r/sunflowers

Seedling stems have split vertically. Should I start again?

I thought this site would be a better place for this question than one of the generic gardening subs, but looking through the sub it might not be appropriate. I'm seeing glorious 'after' photos, but hopefully you can help with a 'before' question!!

I'm in the UK and planted some 'Giant Russian' seeds in April. I went away for a badly timed (but very enjoyable) 2 week holiday to celebrate my birthday. When I left the plants were only a few inches tall, and were left on the kitchen table with instructions for my kids to water them when they came in to feed the cats.

Fast forward to my return and they have grown about 2 feet on average, and left unsupported they have bent over and somehow split up the stem - all the way up to the seed leaves. They are still alive and growing, but the true leaves are a little wilted, and the stems are all over the place - curled and bent across the table. The one in the photo is supported out of shot by my hand.

Questions

Seeing as they are alive, should I re-pot / stake / gently force into a vertical, or would it be better to start again with new seeds?
If I do re-pot, is there any sense/value in planting them deep so that the split is under the soil? Sort of like you might do with a tomato plant.

Thanks in advance

u/Mostly_Mauiwaui — 13 days ago

▲ 5 r/GardeningUK

I went away for a holiday just after the leaves came out on my Acer, and I forgot to ask someone to water it. I believe it has dried out during a warm and dry couple of weeks here in southern England, and as a result the leaves have gone crunchy and dry, and are falling off.

The plant is situated in the same spot that it has been in for a number of years so I don't believe the issue is caused by it's location.

Assuming it was caused by lack of water, and given that I have now given it a good drink, do people think the plant will survive? Will be a shame to lose it.

Would it help recovery if I moved it to somewhere else temporarily with less sun? Currently it gets a few hours of sun a day, including noon sun, but as mentioned it has fared well in that spot for years.

u/Mostly_Mauiwaui — 17 days ago