I’m experiencing some strange behavior in YNAB related to refunds, category inflows, and credit-card payment funding. I have a lot of purchase/refund activity and have used YNAB for several years, but I have never seen this happen before.

I’m wondering whether something recently changed in how YNAB handles credit cards, refunds, or inflows assigned directly to spending categories.

Refund affecting a different card

I received refunds for purchases in two separate categories: Cycling and Clothing. The original purchases were made using different credit cards.

Normally, using different payment methods within the same spending category has never caused a problem for me. In this case, I received a refund on one credit card and assigned the refund directly back to the original category.

However, after doing that, a different credit card showed as underfunded.

I do not understand why a refund issued to Card A would affect the funding of Card B, even if both cards have transactions in the same budget category. My expectation would be that the refund reduces the amount needed to pay the card that actually received the refund - not a different card.

Venmo sale affecting a credit card

I also sold a set of bike tires for $40. The money came into my checking account through Venmo, and I categorized that inflow directly to Cycling to offset the cost of new tires I had purchased.

This is how I have handled sale proceeds and refunds for years: assign the inflow directly to the relevant category so that it offsets spending or becomes available for a future purchase in that category.

But after assigning the $40 Venmo inflow to Cycling, a credit card I had used for Cycling purchases suddenly showed as underfunded by $40.

That makes even less sense to me. The $40 came into checking - not onto the credit card - so I do not understand why an inflow to Cycling would reduce the amount available to pay a credit card.

Has anyone else seen this?

Has anyone experienced similar behavior recently?

Specifically:

• A refund to one credit card causing a different card’s payment category to become underfunded.
• An inflow to checking, categorized to a spending category, causing a credit card payment category to become underfunded.
• Changes in how YNAB handles refunds, category inflows, or multiple cards used within the same category.

This feels like either a bug or a major change in YNAB’s credit-card logic.

I’m going to be in Northfield this weekend and would like to get some riding in. Curious if anyone has ridden from Northfield to Cannon Valley Trail, and if there is a dedicated bike path there, or if it would be better to just drive to the trail?

Also any recommendations for trails (paved or gravel) in Northfield area would be greatly appreciated!

Looking to ride 50-80 miles.

Thanks in advance

I have a dedicated road wheelset and a gravel wheel set for my Trek Checkpoint.

I just got a set of 700x50mm Schwalbe G-One Pro RS. I had these in a 40mm and they were great on pavement and the ‘luxury’ gravel by where I live, but I never really used them on looser or chunkier gravel.

Since I have a dedicated gravel wheelset I wanted to get something a bit wider and my bike has clearance for 50mm so I thought I’d give that a try!

Curious to see if anyone is running these tires on looser and rougher gravel terrain?

How capable are they? Wondering if the R instead of RS would be a better option but wanted to check here for to hear what others experience has been.

TIA!

Are all anagrams of each other consisting of the same letters: ADEMNO

Nice work Trek 🤯

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I am looking at Reserve 42/49 wheels, but wondering if there are some better options out there for me?

I want to get a second set of everything to make the swap as frictionless as possible. Any recommendations are greatly appreciated!

I want to get my first pair of Oakleys. I really like Radar EV Path, but a bit concerned about how aggressive they look lol.

Any bald brothers out there that wear these that can share a pic of how they look?

The Sutro Lite also seems to be very popular, but these seem overly large to me for cycling.

I thought I’d check here to get some info from folks that have tried either or both of these and which they prefer.

Thanks in advance!

I used Apple Journal for a while, but with missing features and broken Apple Pencil experience on iPad, I stopped using it.

Unfortunately that meant that I also stopped Journaling.

The app really helped me stay consistent, so I'd like to start again but wondering if Apple has made any updates to it?

TIA!

I just purchased a Q1 Max and love the build and the feel of it. Coming from MX Keys and flat/low profile keyboards, the height of the Q1 Max concerns me for prolonged use when it comes to ergonomics and wrist comfort.

I did order a wrist rest - but I am wondering if changing the keycaps to a cherry profile would be beneficial and any other tips to make it more ergonomic?

Curious to hear how your experience has been and if you have made any changes or experienced any issues using the KSA keycaps it comes with, or if you have had no issues at all!

TIA