CREDIT CARD STRATEGY
Rejected for apay card on December 2025. When can I reapply for reasonable chance of getting?
Current situation:
CIBIL 764
1 secured credit card from January 2026
No default or late payment with utilisation always below 30 percent
Govt salary 1.2 L +
Amazon prime x 1 yr and full kyc done on May.
u/Natural_Ad1054 — 3 hours ago