u/No-Cloud-6941

Utah.

Moved into a home that was atrocious and managed by a big property management company in the valley.
We got it cleaned up and had a standard property management experience.

I moved out in mid April and turned over keys etc even thought my lease on paper ended at the end of the month. 32 days after I move out I get a $400 bill against my security deposit for, in their own wording, was paint damage requiring touch up. It also noted the paint was at the property.

I’ve been fighting them but wondering at what point is it useless? If we are still in a stalemate do I file in small claims court? Let them do that?

I am set to receive an inheritance of $600k cash. My only debt is my mortgage of $650k. So I use the $600k towards the mortgage and recast or invest half and recast the mortgage with half?

I have a healthy 401k, IRA, and savings.

Edit: mortgage interest rate is 6.5%. I make $200k/yr and the bulk of that goes to savings and investments. I’m in my 40s