▲ 2 r/NewZealandBANNED+1 crossposts

Why does accountability in NZ seem to work only one way?

This morning I drove past police officers literally standing on the side of the road watching drivers to see who was using a phone or committing a traffic offence. Now, I do understand road safety and distracted driving can kill people. I'm not arguing that people should be allowed to drive dangerously.

What frustrates me is the massive difference in accountability between ordinary people and the government.

If I use my phone while driving, I can get an immediate fine.But if a traffic signal isn't working and wastes everyone's time, does the government compensate us?

If rubbish that we've paid rates for isn't collected on time, do we get money back?

If a government infrastructure project runs months or years behind schedule and causes disruption, do the affected taxpayers get compensated?

If a government department misses its own timelines, does it automatically pay the person who has been waiting?

Usually, no.

Meanwhile unemployment is around 5.6%, taxpayers are funding an enormous amount of government expenditure, and many private landlords are effectively part of the housing safety net as well. I'm experiencing that personally. I own a house that I can't currently live in, but I still have the mortgage, rates, insurance, maintenance and all the other costs. A large proportion of the rental applications I'm receiving involve some form of government assistance. I'm paying taxes that help fund the system, while also relying on renting my own property to cover the mortgage. It feels like ordinary working people and property owners are carrying risk from every direction. And then on the way to work you see police resources being used for enforcement that can generate immediate financial penalties. To be clear, I'm not blaming people who genuinely need assistance, and I'm not saying traffic laws shouldn't be enforced.

My question is about the system:

Why is financial accountability so immediate when an ordinary person breaks a government rule, but when the government fails to deliver something we've already paid for, there is rarely an equivalent automatic financial consequence? If fines are supposed to create accountability and change behaviour, why shouldn't government agencies face meaningful and measurable consequences when they repeatedly fail their own service standards? I'd like to hear the argument for why accountability should work differently depending on which side of the equation you're on

Edited

This country is becoming unimaginably fucking expensive. Power bills now have ridiculous daily fixed charges just or being connected. Rates keep climbing. Insurance, fuel, groceries, everything is going up. Then you've got ridiculously expensive fines on top of it. And what really pissed me off this morning was seeing about five police officers standing on the road watching commuters, looking for someone speeding or using their phone.

But why the fuck do you need five officers standing there for that? Think about how ridiculous this feels as a taxpayer. I pay taxes that fund the police, their salaries, their vehicles and the enforcement equipment. Then those resources are used to stand on the roadside and collect even more money from the same people going to work and paying those taxes. Where i like we constantly hear about burglaries, car thefts, retail crime and other offences where people are asking for more police presence.

If police resources are genuinely limited, is having five officers standing together watching morning commuters really the best use of them? At some point it starts feeling less like public service and more like: you pay for the machine, you pay the person operating the machine, and then you pay again when that machine catches you.

Fuck that

reddit.com
u/No-Gur3631 — 3 days ago

Property manager says granny flat has separate meter, but my power bill suggests otherwise. How can I verify?

Hi everyone,

I'm hoping someone can point me in the right direction.

I rent a property with a granny flat, and my monthly power bill is consistently around $500 to $600 range for what I would consider fairly modest usage. There are only two people in the main house, hot water is gas, cooking is gas, and we mainly use an oil heater at night during winter. I'm starting to wonder whether the granny flat is actually connected to my electricity supply.

A couple of things have raised concerns: I once turned off the main power while fixing a power point, and later the power was restored from the granny flat side. When I search the property address, I can only find what appears to be a single electricity meter/ICP. The property manager insists the granny flat has its own separate meter.

What is the best way to verify this? Can I contact the electricity retailer or lines company and ask them to confirm how many meters or ICPs are associated with the property? Has anyone been through something similar, and if so, how did you determine whether the granny flat was connected to your supply?

Thanks in advance.

reddit.com
u/No-Gur3631 — 2 months ago

Best way to borrow $10k short-term in NZ to complete Healthy Homes work?

​

Hi everyone,

​

Looking for some advice from people who may have been in a similar situation in New Zealand. I own a house that has been sitting empty for a few months because I had to move to the North Shore for work. I'm currently paying the mortgage on the house, rent where I'm living now, and a car loan, so most of my salary is tied up in fixed expenses.

​

The house is very close to being rentable, but I need approximately $10,000 to complete the remaining work and obtain the Healthy Homes Certificate. Once that's done, I expect to rent it out fairly quickly and should be able to repay the $10,000 within 3 to 6 months from the rental income. The challenge is that I don't want to take out a personal loan at around 12% interest. I also haven't reached 20% equity in the property yet, so a standard mortgage top-up may not be an option.

​

Has anyone been in a similar situation? What would be the lowest-cost way to access around $10k for a short period?

​

​

Thanks in advance.

reddit.com
u/No-Gur3631 — 2 months ago
▲ 7 r/diynz

DIY House Repaint: Resene or Dulux for a Smooth Professional Finish?

Hi everyone,

​

I’m planning to repaint the interior of my house myself and would appreciate some advice from those with painting experience.

​

I’ve already completed a fair bit of wall repair, filling, sanding and priming (photos attached). I’m now deciding on the topcoat and am looking at either Resene or Dulux.

​

For a DIY painter, which brand is more forgiving and gives the smoother finish?

​

My priorities are:

​

- Smooth, professional-looking finish

- Easy application with roller and brush

- Good coverage and hiding power

- Forgiving of minor imperfections

- Good durability for a family home

​

I’m currently using Resene Quick Dry as the primer and will be painting over older walls that had quite a few repairs and patches.

​

For those who have used both brands, would you recommend Resene or Dulux for a DIY interior repaint, and which specific product line would you choose?

​

Thanks in advance for any advice.

u/No-Gur3631 — 2 months ago

Car Loan

Hi,

I’m currently paying 12% interest on my car loan through Heartland. Just wondering if anyone would recommend another lender offering lower interest rates at the moment?

Would appreciate hearing your experiences or suggestions. Thanks!

reddit.com
u/No-Gur3631 — 3 months ago