20-25k suv with leather and good gas mpg
I’m in the mood for no bs. An idiot of what is aged at an adult was staring as his phone for yards and then hit my head on. Totaled my paid off accord. I am wanting to get a sales job soon where I’ll put miles on a car and between my partner and 2 dogs we need a SUV.
I’m torn between a rav 4 2026 (hybrid with leather - hairy ass husky) for 36500-36700 is the best bid I got.
And a used 2022 Hyundai hybrid limited seems to be a significantly cheaper option 23-25k.
Most rav4 hybrid or not 2021 have sunroof recalls and 2022+ limited are priced 29-35k so like wtf? Obviously higher interest rates as well.
Thoughts?
Also any tips on negotiating a lower interest rate I’m a 800-810 on my own (CRAZY), Toyotas is offering me like 4.99 for 48mo or 5.99 for 60mo and I ain’t doing that bc I only have 7-10k down. And I’m not gonna blow my base or budget on a car. I’m gonna go to a credit union and get a quote it’s my first loan so hopefully I can get down to a 4.5k.
Trying to keep total budget to 300-420 max without insurance.