New customer, afterpay declining first order attempt

new afterpay customer with a $800 limit. I got afterpay to help purchase something that’s $400. Got to checkout and when confirming it was declined with the “we dont approve every order”.

Why give me a $800 limit? My credit history is fine and I had more than the 25% required

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u/NoRecord4128 — 1 day ago

Another grocery price rise…

Went to the supermarket today to do the weekly shop, we tend to stick to the same products and meals every week and I can generally keep within budget very well. Today almost everything was up in price At Woolworths. My trusty special blend coffee is usually $3.40 it’s now $4.49. My herbs are $2.70 now $3.29. Burger Pattie’s $16.50 now $17.90, a low price odd bunch products are now the same price as their better half’s. There was a bunch more big price hikes from dry goods to fridge products and meat products expiring today were discounted maybe $1, burgers that were $8 now $7 freshly marked down with today’s expiry date, same with chicken and pork.

I know the cost of living and price rises have been a thing for a long time but today was the day that it really slapped me in the face.

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u/NoRecord4128 — 7 days ago

Job hopping for better pay and opportunities after struggling to secure work?

I have been blessed with a new job after struggling to find work, it’s not something I really wanted to do, I’m over qualified and the pay is poor however it’s mostly wfh though still structured, the staff are lovely and seems everyone has been there long term and overall it seems like a great little job.
However before accepting the above job (I had a deadline) I had an interview with a very big company who is growing rapidly, is global and have a lot of opportunities for growth. They were impressed by what I had to offer and said my Skills and experience would be incredibly valuable and well used. The role is on site, the workload is intense with high expectations and the company have a very “rapid growth, rapid turnover” reputation but the pay is double and this is a role that really excites me And a role I have been working towards for while now.

Heres my problem, I’m not a job hopper I’m loyal. The job I have accepted have been very good to deal with and have a good reputation and I need work, I have bills to pay and need stability. The wfh aspect is also valuable.

If this other company open their doors to me how to I respectfully walk away from my new role? I hate the thought of letting them down. They really have been lovely.
My husband is also worried I’m looking at this potential opportunity with rose tinted glasses and I can tell he’s worried about me potentially giving up a stable, safe role when we are struggling financially But if this other company has a place for me It could change our lives for the better.

Anyone else job hopped for a bigger opportunity especially so soon after starting a new role?

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u/NoRecord4128 — 8 days ago

Birthday location for older kids?

Was planning on hosting my kids birthday at Ninja Valley unfortunately I left it too late to book a room. We will have approximately 10 kids and an unknown number of parents and while there is seating in the cafe we can’t “book“ seating and have been told we can’t hold seating. Because we don’t have a room we also can’t bring in food or drink. So now we are looking at other options. A party for a bunch of 12yo kids, somewhere we can have food and drink and seating.
Our other options so far are Opal in Matamata - all outdoors or waterworld in Hamilton. I haven’t been to waterworld in forever but last I knew it was quiet meh aside from the waterslides.

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u/NoRecord4128 — 21 days ago
▲ 13 r/Advice

Would you invite a mean friend to your kids party?

Getting invites organised for my sons birthday. he has a friend who can be really great 50% of the time and the other 50% he likes to try and manipulate the friend group into hating each other, gets really nasty when playing games online to the point he’s now blocked online. He also likes to tell fibs some being very serious in nature.

I’m really on the fence about inviting this kid to our son’s birthday that’s also a sleepover. I don’t want to exclude him because that’s terrible but the other friends in the group are invited. How would you approach this situation? Hubby says invite and then if he plays up send him home but id feel terrible “kicking him out”.

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u/NoRecord4128 — 22 days ago

New to LinkedIn - Best way to attract attention from recruiters?

I’m new to LinkedIn, over the last few weeks I have posted ”quizzes” and had a-lot of engagement. I’m not sure what is classed as High engagement but between 2 quizzes, 2 answers, 2 educational posts I have had 6k views with likes, shares, comments and 120 followers. I have also had engagement from companies I would love to work for such as likes and reposts and their staff jumping in on the quizzes. Im trying to utilise my page as a CV, the quizzes relate to the work I want to do but I want it to be engaging as there’s so much AI slop on linkedin.

Anyway, I’m planning on sharing a “I’m looking for work post”. What are the dos and do nots? should I build my page up more? I’m actively in the market looking for work. Should I just stick with my theme and keep it simple, Highlight my experience and what I’m after and leave it at that? I just want to ensure it catches the companies who I would love to work for.

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u/NoRecord4128 — 26 days ago

Can a child get a restraining order on another child?

This sounds ridiculous I know!
I won’t even get into the story but basically relentless bullying and our child has asked, can I get a restraining order so they can’t come anywhere near me.
And I thought, can they? Is this an option? What happens if they go to the same school or school events?

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u/NoRecord4128 — 1 month ago

Hours and contract, can someone please help me understand my pay?

I went from a casual collective to a permanent IEA. My pay rate changed. It states “40 hours a week Sunday to Thursday the hours of 10-7 at pay rate of X” any over time will be at 1.5 time. The contract does not state minimum guaranteed hours or the likes. That is literally all it says in terms of hours and days.

We are currently working a slightly different schedule due to seasonal change. I am now expected to do Fridays and Some days i will do an hour or two less.

Last week I had multiple short days, this is simply due to lack of work. I also didn’t work Friday as it was a public holiday. I only got paid 30 hours And did not get paid for the Friday.

I assumed now Friday is my normal day I would have got paid for it. I may be wrong.

But my biggest query is, am I supposed to be paid 40 hours regardless? Especially if it’s due to operations and not my choice? Or is that only if the contract states “guaranteed hours”? At this rate they could have me doing 5 hours a day and that’s all I’ll get paid for.

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u/NoRecord4128 — 1 month ago

New to LinkedIn, is it ok to tag competing businesses in the same post? Dos and donts?

I am new to LinkedIn it was suggested I create a profile to help with industry exposure, create a professional profile to show my experience, knowledge and basically engage with industry partners as I try and move from one part of the industry to a new part of it.
I created a post highlighting the benefits of a product and the ever growing demand and how this is beneficial to the industry. Each company produces a completely different product that provides the same type or result. Some may be better than others, provide more or less but generally it’s the same target.
When I highlighted the product I tagged the company’s like x company provides this, x company provides that and they all have different benefits and price ranges etc. It boosted my engagement but I worry about tagging competing businesses in the same post. Should I remove the tags? Any other dos and don’ts for a new kid.

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u/NoRecord4128 — 1 month ago

Cheap PC recommendations for a 12yo newbie gamer, streamer, YouTuber.

My child is turning 12 and has been begging for a PC. I’m not sure if it’s going to be financially viable but thought I’d at least look into it. He plays minecraft and Fortnite At the moment. He likes videoing his games and making YouTube videos but struggles with his current set up being an ipad and Nintendo. I came here a while back looking for advice on whether we go console or PC. Now I’m after advice on good beginner PC. I want something that’s going to work well and do what he wants but I’m not looking for top tier serious gamer level PC.

Would love to be pointed in the right direction for a budget friendly total PC set up, I’m only looking at this stage but have no idea what I’m even looking at. Aside from the set up what else do I need to consider getting such as programmes etc. Any help appreciated.

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u/NoRecord4128 — 1 month ago

Ag Tech & animal health combined career advice?

I am experienced in agriculture particularly around livestock and also have a qualification in animal health again targeted toward livestock.

The Ag Tech industry is growing at a great rate of knots, they all advertise that their tech improves Animal health and productivity. I have seen a couple of roles advertised for Ag tech animal health consultants or customer success specialists that basically assist farmers in understanding the data they are receiving from their chosen tech and understand the what, why, how and how to utilise the tech in the best way to improve animal health and productivity outcomes. This is a career path I really want to go down. I have the animal health experience, the farm experience and understanding and I do have some tech experience from being a farmer who has previously utilised it in my own operations.

Now this is the hard part, I have been looking for a role in this sector for about a year now and seem maybe 5 roles maximum listed. I have interviewed and been declined due to other candidates having more tech experience. The on farm and animal health experience seems to be less desirable Which is surprising given this is what all the Ag Tech seems to promote supporting.

I have been training in the meantime with realistic tech animal health scenarios online and doing extremely well but I’m wondering am I wasting my time? Those in the Ag Tech sector I would appreciate some advice to help me break into the industry.

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u/NoRecord4128 — 1 month ago

Self employed and ACC during down period

I’m self employed, incomings have been very low so far this tax year being my down time. Im set up very basically using Hnry to manage tax and ACC.
I injured myself carrying out some work related prep at home. I’m sure I’ll be fine but it’s got me wondering what would happen if I injured myself while self employed with little to no incomings, during down time? I assume I would just receive 80% of the very little income or nothing? If this is the case how do I better prepare things so this won’t be the case if it ever came to it?

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u/NoRecord4128 — 2 months ago

Having a really hard time keeping on track, would love some advice, tips and recipes.

I’m going through a bit of a hard time and it’s heading into winter the days are short and cold which doesn’t help. I was doing so well clean eating only animal products, veg and fruits. Nothing processed at all since mid November. I had no cravings and was genuinely happy. I have been struggling for about 3 weeks now, the family are not on this clean eating journey with me and I have basically just fallen back into their eating patterns. I had a bunch of time today to meal prep but I just couldn’t even bring myself to do so and really lacked any inspiration. I can feel I have gained back weight and I just feel really yuck in my body and mind.
Id love some advice on getting my A into gear and moving forward. Also would love any meal prep ideas, simple cheap, clean warm recipes for winter If anyone has some to share.

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u/NoRecord4128 — 2 months ago

Having a really hard time keeping on track with clean eating, advice, tips and recipes welcome.

I’m going through a bit of a hard time, it’s heading into winter the days are short and cold. I was doing so well clean eating only animal products, veg and fruits. Nothing processed at all since mid November. I had no cravings and was genuinely happy. I have been struggling for about 3 weeks now, the family are not on this clean eating journey with me and I have basically just fallen into their eating patterns. I had a bunch of time today to meal prep but I just couldn’t even bring myself to do so and really lacked any inspiration. I can feel I have gained back weight and I just feel really yuck.
Id love some advice on getting my A into gear and moving forward. Also would love any meal prep ideas, simple cheap, clean warm recipes for winter If anyone has some to share.

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u/NoRecord4128 — 2 months ago

How to increase chances of securing a Permanent Rural Vet Tech role in NZ? Or are opportunities simply limited?

I’m a qualified RVT, I would class myself as very experienced working with Large and Rural animals after having 20 years in the farming industry through to farm management and business ownership.

I am struggling to not even secure but simply find any permanent technician opportunities. There’s plenty of seasonal demand but no clinics seem to want to hire permanent technicians or they will hire 1. I do know clinics who really utilise their techs and they take on a lot of responsibility and can work independently and really up skill but the majority of clinics seem very limiting Only allowing techs to do the bare minimum under guidance.

I have about $30k of student debt from studying to be a tech and also partially completed my bachelor of Agri business and it would be really nice to secure a role as a Tech, one who gets to up skill, work independently and not just be an assistant but a strong member of a veterinary team.
Is there any way I can up skill and make myself more “desirable” to a veterinary team? A new RVT qualification has come out thats slightly more advanced and the university has given me the option to upgrade taking into account my previous study but it would require another 18 months of study and placements. I already have such a big SL that I’d only want to do this if it really did help increase my opportunities.
Or is it simply a case of techs not being highly sought after outside of seasonal demands and it is what it is?
I have been quietly looking at opportunities for about a year now and have only come across maybe 5 permanent role listings in the entire NZ. Do I need to change my approach and look ant clinics internally?
I have amazing CV and references and I am with a fantastic clinic as a seasonal tech but they too don’t have any place for a permanent.

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u/NoRecord4128 — 2 months ago

Where’s the line drawn for whistleblowers when it comes to acting in good or bad faith?

Not sure if I want to bother with the back story. But where is the line drawn with whistleblowers and acting in good faith etc.

A dispute between two parties. 1 party operated in a very illegal and unethical way. This created a dispute including lawyers. Both parties settled.

Party 2 had reported party 1 to the relevant authorities prior to the settlement being signed. Can they continue to follow this up Under whistleblowing? Google says whistleblower protections stand when a whistleblower acts in good faith. Does the fact the parties have been in a legal battle mean that the reports would be considered made in bad faith?

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u/NoRecord4128 — 2 months ago

How do I spend or withdraw from asb savings via a card?

I bank with ASB and other than transferring around accounts I can’t figure out how to spend my money on my savings or withdraw from my card? I get to an atm and it says cheque or savings if I choose savings it declines. Is there a way to connect card to savings? It’s frustrating if I’m out and about and my phone goes flat And I can’t transfer funds or if I want to keep my spending in separate accounts.

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u/NoRecord4128 — 2 months ago
▲ 3 r/diynz

Creating a removable camping trailer box and would love some ideas and advice.

We have a normal car trailer, I can’t recall the size but it’s big enough to comfortably fit a quad bike and 2 wheeler. We are wanting to create a removable “camping box” as we can go off grid for a week at a time and would like to go longer. We could do a basic crate but I would like to make the most of it and make it similar to that of a camping/ tent trailer where you can maybe fold out a bench for cooking on the bbq, gas bottle storage, water and food storage, a solar set up so we can have power for charging phones etc. Would there be a way to make such a camping box that would be removable or would it become too heavy? We also have kayaks and want to put some sort of rack on the roof of said box and attach a mountain bike rack to the front of the trailer. We won’t be taking bikes or kayaks out often at all but would like to have the option. We originally thought about having a sleeping option on the trailer but then we may as well just Purchase a caravan at that point. We have a Ute with canopy and just want a very practical and highly useful option for storage for our bigger trips.

Buying a toy trailer isn’t an option and we have about 6 months ideally to put something together.

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u/NoRecord4128 — 2 months ago

Teachers, what advice can you give to someone whose child (pre teen) is being bullied relentlessly?

Child is being bullied by a kid who seems obsessed with them. The kid takes any chance they can to go past and make nasty comments and just be a d***. When my child told them to get lost recently this kid and their friends decided to try throw down and it got physical. I have had a meeting with the school who have promised to sort it out however in the meantime the fact they have been “told on” has caused it to get much worse. Intimidating behaviour, nasty comments anytime they go by, threats.
I asked my child if they told a teacher it’s continuing but he said no because telling seems to have made it worse. I’m so over this whole ordeal it’s been going on for months and seems to have gone from small nasty stuff to physical and threatening behaviour.
As a teacher what would your advice be to combat this?

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u/NoRecord4128 — 2 months ago

How do we get on top of persistent school bullying with a pre teen?

Has anyone successfully managed to put a lid on persistent bullying? If so what did you do? My 11yo is getting a really hard time at school. One boy seems to be obsessed with him and takes any opportunity to get nasty. Went into the school today and had a meeting after it got physical and was told it would be sorted however it sounds like my child telling on the boy and his friends has caused things to get worse in the mean time. More nasty comments, threats and intimidation have happened.
While the school does whatever they may do, what can we in the meantime do to ensure this doesn’t mentally screw our child over? What can we do to try and stem the bullying.
I’m about this >< close to going in and getting arrested for sorting it out myself.

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u/NoRecord4128 — 2 months ago