u/No_Charge5908

Ive had my capital one card since December 2025, Im 18. I originally got the Quicksilver One ( 3k limit with $39 annual fee ). After talking with someone who understands it better than I do. He advised me to ask Capital one to upgrade to the Quicksilver card. They upgraded me to the QS 05/30. so about a month or two ago? I have the same $3,000.00 limit. The Capital one rep i spoke to while requesting the upgrade ( in small talk we got onto the topic of my payment history) They said I had an Excellent payment history And my usage was good too and almost looks intentional? 😂 Anyways, I’ve always heard of requesting an upgrade, but I’ve also been told to let the banks decide if you get one or not. and i just wanna see what the peoples take on this matter is and i need help understanding whats at “risk” from requesting vs. not requesting. and getting accepted vs. getting denied.

Any questions about my finances that are needed to help determine if i should request it or not, are welcome. ASK. Let me know your personal experiences with limit increases and your option on it as well.
Thanks

Im out of state for work in Illinois, and will be in Indiana for the next 2 weeks starting Monday. I wont be home/ in Texas until the end of August. I have a prescription for Adderall XR from a NP clinic in my home town In Texas. I have got it sent to the local walgreen’s - back home - before but there is a smaller local pharmacy that is cheaper. So Ive been getting it sent there for the past few months after finding out it’s cheaper… Anyways, Long story short. I have about two weeks worth remaining. I’ve tried Dr. On Demand. they don’t handle CS ( controlled substances ) i need advice on what to do to get it refilled, without messing up the current prescription in Texas or anything like that (if messing it up is even possible) I’ve spoke with the NP and he said that since he is only licensed in Texas he can’t send my prescription and/or my medication up here. If yall know anything or have experienced the same problem please let me know how yall have overcome this situation. Anything helps. Thank you!

( if there is a specific subreddit i should have posted this in instead also let me know, so it can reach the right people and hopefully get the help i need)

Im out of state for work in Illinois, and will be in Indiana for the next 2 weeks starting Monday. I wont be home/ in Texas until the end of August. I have a prescription for Adderall XR from a NP clinic in my home town In Texas. I have got it sent to the local walgreen’s - back home - before but there is a smaller local pharmacy that is cheaper. So Ive been getting it sent there for the past few months after finding out it’s cheaper… Anyways, Long story short. I have about two weeks worth remaining. I’ve tried Dr. On Demand. they don’t handle CS ( controlled substances ) i need advice on what to do to get it refilled, without messing up the current prescription in Texas or anything like that (if messing it up is even possible) I’ve spoke with the NP and he said that since he is only licensed in Texas he can’t send my prescription and/or my medication up here. If yall know anything or have experienced the same problem please let me know how yall have overcome this situation. Anything helps. Thank you!

( if there is a specific subreddit i should have posted this in instead also let me know, so it can reach the right people and hopefully get the help i need)

Im 18 years old. ive had my $3,000.00 capital one quicksilver one credit card for a good bit now ( December 2025) or so and i got a personal $1500.00 loan back in april (hit a rough patch now fully recovered). ive been trying to figure out if i should get another credit card. I dont know what my credit score is i dont trust the experian app ( back when i got my personal loan they pulled my experian credit score at 710, the app says i have a 684) but im sure its fairly decent. ive paid every balance in full a week before the due date and ive never went over 30% utilization. but the app always flags me on not having enough accounts open. and i was just curious on what yall would recommend. { Any more questions needed to help out with recommending the “right card”. Just ask i dont mind sharing}

Edit: I just got off the phone with Capital One and i have upgraded to the QS card