u/No_Craft335

do you guys need a rage room here in the city? i have plans to open one soon

hi im a student and i currently have 50k debt in my cc rn. im a student and most or almost all of my allowance napupunta lang sa pagbabayad ng monthly which is around 11k - 20k. mindset ko kasi dati, always naka 6 months to pay. until di ko namalayan na nag pile up na pala.

i always say “okay lang, mababayaran ko naman” but lately it’s affecting my everyday life na. i wake up anxious and naiiyak nalang most of the time.

what im doing now para di matempt is dinelete ko yung app and will only reinstall once due na ng payment. i also removed all subscriptions connected to my cc. and even surrendered my physical card to my mom. i also try to find jobs so that i can pay my utang faster.

any tips po how to end this all? i dont wanna end the year na baon sa utang. i want to become more financially responsible next year :))

please be kind in the comments. i know kasalanan ko naman din bat umabot sa ganito. ty :)

basig naa moy nahibal an pawnshop na ga sell 2nd hand aircons?