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u/O_CaptainMy_Captain_

r/TCS_India r/TataConsultServices r/IndianStocks r/GooglePayIndia
ITC has corrected from ~₹500 to around ₹290. Is this a good time to enter, or is HDFC Bank a better buy?
▲ 189 r/IndianStocks

ITC has corrected from ~₹500 to around ₹290. Is this a good time to enter, or is HDFC Bank a better buy?

Hi everyone,

I'm planning to invest around ₹10,000 in one stock and I'm currently confused between ITC and HDFC Bank.

ITC has corrected significantly from its peak of around ₹500 in September 2024 to around ₹290 now (around a 40–45% correction). From what I've read, the correction seems to be due to multiple factors:

  • Slower growth in the FMCG business.
  • Concerns over future cigarette tax/regulatory risks.
  • Valuation correction after a strong rally.
  • Investors rotating towards sectors with higher growth expectations.

However, despite the correction, the company still seems fundamentally strong:

  • Strong balance sheet with very little debt.
  • Healthy cash flows.
  • Consistent profitability.
  • Diversified businesses (Cigarettes, FMCG, Hotels, Paperboards, Agri, etc.).

On the other hand, HDFC Bank has also corrected, but much less. It's one of India's best private sector banks with a strong long-term track record, and many believe it could benefit as banking growth improves.

My investment horizon:

  • Minimum: 3–6 months
  • Maximum: 1–2 years

My goal is capital appreciation, not dividend income. I'm looking for around 20–30% returns over the next 1–2 years if possible (I understand there are no guarantees).

So I have a few questions:

  1. Is ITC currently a good entry after this correction, or is there still downside?
  2. Between ITC and HDFC Bank, which would you choose today and why?
  3. If you wouldn't buy either, which stock would you suggest instead in the current market and why?

I'm open to all opinions and would really appreciate hearing both bullish and bearish views before making my decision.

Thanks in advance! 😊

u/O_CaptainMy_Captain_ — 20 hours ago
▲ 24 r/IndianStocks

22M | Just started my investing journey. Please review my portfolio and plans.

I'm planning to exit Kalyan Jewellers around ₹450. For IRCTC and REC Ltd, I'm thinking to hold them for the next 3–5 years, unless something major changes in their fundamentals.

I'm also thinking about investing ₹15K in Infosys in the coming weeks for the long term. Its last traded price was around ₹1,051, and it's trading much lower now. I know the IT sector has some challenges right now, especially with AI and slower growth, but I still feel it can be a decent opportunity for the next 3–5 years, even though I don't expect much upside in the next 3–6 months.

At the same time, I'm also looking at power and energy stocks like Torrent Power, Adani Energy Solutions, Tata Power, JSW Energy, NTPC Green, and Adani Power. If you had to choose for the next 3–5 years, would you go with Infosys or one of these power/energy stocks? If power stocks, which one would you pick and why?

I'm pretty new to investing and have only recently started building my portfolio, so I'd really appreciate some honest feedback. How does my portfolio look right now? Do my plans make sense? Also, if you think there are any better stocks for diversification or allocation, feel free to suggest them.

Thanks in advance guys, really appreciate any advice!

u/O_CaptainMy_Captain_ — 15 days ago
▲ 1 r/IndianStocks

22M | Please review my portfolio and future plans

I'm planning to exit Kalyan Jewellers around ₹450. For IRCTC and REC Ltd, I'm thinking to hold them for the next 3–5 years, unless something major changes in their fundamentals.

I'm also thinking about investing ₹15K in Infosys in the coming weeks for the long term. Its last traded price was around ₹1,051, and it's trading much lower now. I know the IT sector has some challenges right now, especially with AI and slower growth, but I still feel it can be a decent opportunity for the next 3–5 years, even though I don't expect much upside in the next 3–6 months.

At the same time, I'm also looking at power and energy stocks like Torrent Power, Adani Energy Solutions, Tata Power, JSW Energy, NTPC Green, and Adani Power. If you had to choose for the next 3–5 years, would you go with Infosys or one of these power/energy stocks? If power stocks, which one would you pick and why?

I'm pretty new to investing and have only recently started building my portfolio, so I'd really appreciate some honest feedback. How does my portfolio look right now? Do my plans make sense? Also, if you think there are any better stocks for diversification or allocation, feel free to suggest them.

Thanks in advance guys, really appreciate any advice!

u/O_CaptainMy_Captain_ — 15 days ago
▲ 1 r/GooglePayIndia

GPay Face Off Challenge Link Thread

Drop your GPay Face Off challenge links here 👇
Everyone can help each other out by joining through the links. Let’s make it easier for everyone participating 😄

reddit.com
u/O_CaptainMy_Captain_ — 2 months ago
▲ 13 r/TCS_India

Is TCS silently ending the Ninja → Digital → Prime upgrade path through Wings? 👀

If TCS really stops Wings1, then the whole “join as Ninja and upgrade later through Wings” pathway inside TCS is basically gone 💀

Heard after the HR townhall that Wings1 may be discontinued for upcoming batches, and a final decision for existing candidates could come by May-end. Not sure if it’s fully true though — got this through internal discussions/friends.

But if this actually happens, then one of the biggest reasons many freshers joined TCS disappears. A lot of people accepted Ninja offers with the hope of internally upgrading to Digital or Prime later through Wings exams.

Removing that pathway would seriously change how freshers see growth opportunities inside TCS.

Did anyone else hear similar updates in their location or from HR/managers? Or is this just another rumor floating around?

reddit.com
u/O_CaptainMy_Captain_ — 2 months ago
▲ 23 r/TataConsultServices

Is TCS silently ending the Ninja → Digital → Prime upgrade path through Wings? 👀

If TCS really stops Wings1, then the whole “join as Ninja and upgrade later through Wings” pathway inside TCS is basically gone 💀

Heard after the HR townhall that Wings1 may be discontinued for upcoming batches, and a final decision for existing candidates could come by May-end. Not sure if it’s fully true though — got this through internal discussions/friends.

But if this actually happens, then one of the biggest reasons many freshers joined TCS disappears. A lot of people accepted Ninja offers with the hope of internally upgrading to Digital or Prime later through Wings exams.

Removing that pathway would seriously change how freshers see growth opportunities inside TCS.

Did anyone else hear similar updates in their location or from HR/managers? Or is this just another rumor floating around?

reddit.com
u/O_CaptainMy_Captain_ — 2 months ago
▲ 2 r/GooglePayIndia

https://preview.redd.it/uz87ha24tqyg1.jpg?width=651&format=pjpg&auto=webp&s=d699cfa2af0701169db553107cd1fc3091f7d259

Hey everyone,

I’m facing an issue with the Face-off challenge and wanted to check if anyone else experienced this or knows the correct steps.

What I’ve tried so far:

  • Opened the Face-off challenge
  • Made the minimum ₹9 payment
  • Tried multiple times
  • Sent money to my father
  • Even tested from another device

But the challenge still shows as locked, and no progress is being recorded.

I’m wondering if I’m missing something in the process. A few things I’m not clear about:

  • Does the payment need to be of a specific type (like recharge, merchant payment, etc.)?
  • Is there any condition like timing or active event required?
  • Do we need to unlock it in a different way before making the payment?

If anyone has completed this successfully, could you explain the exact steps you followed?

Appreciate the help 👍

reddit.com
u/O_CaptainMy_Captain_ — 2 months ago
▲ 30 r/TCS_India

https://preview.redd.it/4djqmbwuapyg1.jpg?width=1184&format=pjpg&auto=webp&s=b7a9ae27a5a3b843c6d3e61b7ece9778bb086ba8

My TCS Digital (System Engineer) Experience – ILP Training

I have been seeing many people sharing their interview experiences, offer letters, and joining letters. So I thought of sharing my ILP (Initial Learning Program) experience, even though I completed my ILP a few months ago. It might still be helpful for others. I got selected through an off-campus recruitment process in 2025, and I am a 2025 graduate.

🔹 Domain & Training
I was assigned to the Python domain, and the training duration was 6 weeks. This varies depending on the domain (Java, .NET, etc.).
During training, we learned:

  • Python programming, SQL, UNIX, PDBC
  • Basic front-end (HTML, CSS, JavaScript)

🔹 Assessments (PRA & Others)

  • There will be 1 HackerRank assessment
  • We had 2 PRA (Programming Readiness Assessment) exams
  • Clearing at least one PRA is enough to pass ILP
  • There were also:
    • Business skill training
    • BizSkill assessment

The PRA exams are generally easy—even with basic knowledge, you can clear them.
The HackerRank test is also manageable.
For me (and many others), the BizSkill assessment was tougher than all the technical assessments, so focus more on that.

The 6-week ILP was a good learning experience. It felt similar to college/school in terms of structure.

  • Strict timing (around 9:00 AM – 6:30 PM)
  • Formal dress code with formal shoes; business casuals allowed only on Fridays
  • For me, Airtel and Jio networks did not work inside the TCS training building. This was my experience at my TCS branch and may not be the same across all locations.

That’s all about my ILP experience. Hope this helps future TCS candidates!

If you need any kind of information from me, feel free to message me or ask in the comments as well. I will reply as soon as possible.

reddit.com
u/O_CaptainMy_Captain_ — 2 months ago