23 years old cannot afford Inahalers (Please Help)
I make 3384/month gross, however, after taxes, it is about 2720/month.
My car payment is $375 and Insurance is $165
Phone is $30 and food/supplies is $300~
Gas is running me about $150 monthly right now due to work commute.
I zelle my Mom $850 every month to be able to live there.
That leaves me with about $850 left over give or take. I've been paying $200 monthly out of pocket through TelyRX just to get Inhalers, and I'm not even getting the controller I need, so I'm just getting the rescue inhaler. Can't get blood work done, can't get anything done. Urgent Care wants me to pay $1,000+ for a visit since I'm not insured, and ER is 3HR waits, and said I'll be billed out of pocket.
I don't qualify for medical, or covered California, or any of the benefitsCal. My job provides health care, however, it cost $410/month, and I looked into my CoPays which would be $90 a visit, and my inhaler deductable with that plan they offer will run me $150/month. It is a terrible health plan.
I've been tryna save some money so I can continue my education but this world just seems to be pinned against me not allowing me that room to grow. I called them and they don't seem to care they just keep telling me I don't qualfiy, one lady even seemed to be offended I sought the application. I went in person they won't help me, and the phone calls are all pointless. I already appealed and got rejected again. Covered Cali doesn't qualfiy for me because it isn't an urgent life event and it is not within the enrollment window.
Quite frankly I'm at the point where I'm just gonna quit my job and get EBT/Medical that way because this is beyond confusing to me. I don't wanna quit, I really like my job, and I wanna keep working because it'll help my resume. But I'm at the point where that might be my only viable option.
I have to pay the $850 to my Mom or she'll be forced to replace me with a tenant. Sounds harsh but my Mom needs the money to and I been trying hard to keep that money coming in.
These little things also keep pushing me down which is why it's unfair I'm expected to go in debt for medical insurance. Can't even afford to get my cavity fixed right now, nor teeth cleaning. Yet these people keep telling me I can afford health coverage. :(
Edit: They offer Blue Shield Gold health plan $0 deductable but it is $610 monthly.