u/Odd_Dress6466

Justifying a 30 point drop in credit score

My credit score recently dropped from ~760 to ~730 according to Equifax and Experian. According to Equifax, the things that could have hurt it are

  1. my credit utilization went from 12% to 15%

  2. my total balance increased (similar to 1)

  3. the average age of my accounts decreased from 2.75 years to 2.4 years

Does this seem like a reasonable decrease based off of these things? I'm new to all of this so genuinely not sure.

Also, not too sure why my account age decreased this month since the last negative change to my credit card age was over 2 years ago when I deactivated a card?

reddit.com
u/Odd_Dress6466 — 1 day ago

What mountain range is this? From Kpop GG Red Velvet's new EP

I feel like this is part of the Ko'olau range in Hawaii but not too sure and wanted to see if anyone else recognized it (I know there's very little to go off of). Reasons why I think it might be Ko'olau: one of the songs on the EP is titled 'Hawaii' and the mountains just really remind me of the windward-side mountains on Oahu.

u/Odd_Dress6466 — 16 days ago