Which insurance should i go for ? Need advice
▲ 6 r/CarsIndiaFocus+1 crossposts

Which insurance should i go for ? Need advice

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Hi everyone,

I own a toyota urban cruiser, 2022 model. I claimed my insurance a few days ago so now my NCB is 0%.

Can you suggest which car insurance to get now with minimal premium but good service?

Also, the government insurance option doesn’t have RTI cover. Should I still go for it or is it better to pay a bit more for RTI with a private insurer?

Also, please suggest if there’s any other way to reduce my premium.

Thanks in advance for your suggestions

u/Ok-Region-5511 — 2 days ago

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u/Ok-Region-5511 — 28 days ago

Mathematics optional 😭

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u/Ok-Region-5511 — 2 months ago

A two wheeler hit my car. Should i claim insurance or save my NCB?

The headlamp has minor breakage. The service person says it's okay not to change it. If I repair it outside the dealership, the mechanic quoted ₹4,500. At the dealer, it costs ₹15,000 without changing the headlamp. If the headlamp is changed, the cost goes up to about ₹40,000 at the dealer. So, should I claim insurance and get the headlamp changed?

u/Ok-Region-5511 — 2 months ago