I have given my ola to replace by ola s1 air batter in ola Indira Nagar, Bengaluru. I made police complaint. Police called floor manager and scolded them. Still issue not resolved. Ola local service looks like goons and they respond at all. It is been 8 months that my scooter standing in center.
Should I forget my ola or still there is a chance?
I am married 35 year old living in BLR with wife and a child 1 year old.
Below is my investment plan. Please let me know if it looks good.
Current corpus 55L with a 2bhk home which has 60L outstanding.
Monthly SIP — ₹2,50,000
India Large Cap (Index) — ₹50,000 → UTI Nifty 50 Index Fund,
India Flexicap — ₹65,000 → Parag Parikh Flexi Cap Fund
India Midcap — ₹30,000 → HDFC Mid-Cap Opportunities Fund
India Smallcap — ₹15,000 → Nippon India Small Cap Fund
US Equity — ₹40,000 → CSPX (iShares Core S&P 500 UCITS ETF, Ireland) via Interactive Brokers + LRS
Gold — ₹22,500 → Nippon India Gold BeES / SBI Gold Fund
Debt/Liquid — ₹15,000 → HDFC Liquid Fund
PPF — ₹12,500 → PPF Account (capped at ₹1.5L/year)
₹25L Lump Sum — Final Allocation
PPF — ₹1.5L → One-time lump sum, uses up this year's ₹1.5L cap
US Equity (CSPX) — ₹14.0L → Via STP: park in liquid fund first, transfer over \~10 months
Gold — ₹9.5L → Via STP: park in liquid fund first, transfer over \~10 months
Any suggestion
I am married 35 year old living in BLR with wife and a child 1 year old.
Below is my investment plan. Please let me know if it looks good.
Current corpus 55L with a 2bhk home which has 60L outstanding.
Monthly SIP — ₹2,50,000
India Large Cap (Index) — ₹50,000 → UTI Nifty 50 Index Fund,
India Flexicap — ₹65,000 → Parag Parikh Flexi Cap Fund
India Midcap — ₹30,000 → HDFC Mid-Cap Opportunities Fund
India Smallcap — ₹15,000 → Nippon India Small Cap Fund
US Equity — ₹40,000 → CSPX (iShares Core S&P 500 UCITS ETF, Ireland) via Interactive Brokers + LRS
Gold — ₹22,500 → Nippon India Gold BeES / SBI Gold Fund
Debt/Liquid — ₹15,000 → HDFC Liquid Fund
PPF — ₹12,500 → PPF Account (capped at ₹1.5L/year)
₹25L Lump Sum — Final Allocation
PPF — ₹1.5L → One-time lump sum, uses up this year's ₹1.5L cap
US Equity (CSPX) — ₹14.0L → Via STP: park in liquid fund first, transfer over \~10 months
Gold — ₹9.5L → Via STP: park in liquid fund first, transfer over \~10 months
Any suggestion
I am married 35 year old living in BLR with wife and a child 1 year old.
Below is my investment plan. Please let me know if it looks good.
Current corpus 55L with a 2bhk home which has 60L outstanding.
Monthly SIP — ₹2,50,000
India Large Cap (Index) — ₹50,000 → UTI Nifty 50 Index Fund,
India Flexicap — ₹65,000 → Parag Parikh Flexi Cap Fund
India Midcap — ₹30,000 → HDFC Mid-Cap Opportunities Fund
India Smallcap — ₹15,000 → Nippon India Small Cap Fund
US Equity — ₹40,000 → CSPX (iShares Core S&P 500 UCITS ETF, Ireland) via Interactive Brokers + LRS
Gold — ₹22,500 → Nippon India Gold BeES / SBI Gold Fund
Debt/Liquid — ₹15,000 → HDFC Liquid Fund
PPF — ₹12,500 → PPF Account (capped at ₹1.5L/year)
₹25L Lump Sum — Final Allocation
PPF — ₹1.5L → One-time lump sum, uses up this year's ₹1.5L cap
US Equity (CSPX) — ₹14.0L → Via STP: park in liquid fund first, transfer over ~10 months
Gold — ₹9.5L → Via STP: park in liquid fund first, transfer over ~10 months
Any suggestion
I need to invest 2.5L per month and a lumpsum of 25L in Banagalore for 10-15 years. I have couple of goals like kid education till graduation, his marriage, job uncertainty, any plan B, travel domestic once in 6 month and international once in 2-3 years. Retire at 45-50 opeining a cafe. I need a financial planner. I have one charging 1% of total asset and continue each year. second charging flat 45k every year irrespective of total portfolio size. What to do?