u/Ok_Chest_5189

i bought a car from a dealership in April, got my loan thru Westlake. my payments are due on the 29th of each month and i’ve never been late. last month 6/29/26 i missed my payment and was working on paying it. (mind you before this i was never told where and how to pay it, fought tooth and nail to figure it out.) anyways i was working on paying it and they are literally harassing me with over 10 phone calls a day, all coming through different phone numbers and every time i answer it’s a horribly rude agent. fast forward to today 7/4/26, 6 days after my car payment was due i wake up to my car GONE. i called westlake this morning to add my dad as an authorized person to pay my bill and they told me he was already authorized on my account?? I got absolutely no notice that this is going to happen.. no phone call telling me it was at risk. (all they would tell me is that i was late on my payment and hang up.) no mail, no email, ABSOLUTELY NOTHING. i’m so beyond mad. i lost my job on Thursday so i only have $400 to my name. both my dad, my boyfriend and i have been calling westlake, and the dealership. my dad for through to westlake and they told him that it would be 9k + $500 to get my car back. he laughed and told them now and then they said 4k + $500 then finally he was told $700 +$500!! AND THEY WONT TELL HIM WHERE MY CAR IS. they will not name the yard where my car was taken too. my boyfriend was hung up on by the dealership and i can’t get through to anyone. i called some local yards and mechanics in my area but with it being the fourth of july obviously i didn’t have much luck getting through to anyone. i’ve never heard of a car getting repoed after 6 days late on a payment. i’m being told now i have until thursday to pick up my car (still not telling me where it is) what the actual FUCK!!!
has ANYONE else had this issue??

i bought a car from a dealership in April, got my loan thru Westlake. my payments are due on the 29th of each month and i’ve never been late. last month 6/29/26 i missed my payment and was working on paying it. (mind you before this i was never told where and how to pay it, fought tooth and nail to figure it out.) anyways i was working on paying it and they are literally harassing me with over 10 phone calls a day, all coming through different phone numbers and every time i answer it’s a horribly rude agent. fast forward to today 7/4/26, 6 days after my car payment was due i wake up to my car GONE. i called westlake this morning to add my dad as an authorized person to pay my bill and they told me he was already authorized on my account?? I got absolutely no notice that this is going to happen.. no phone call telling me it was at risk. (all they would tell me is that i was late on my payment and hang up.) no mail, no email, ABSOLUTELY NOTHING. i’m so beyond mad. i lost my job on Thursday so i only have $400 to my name. both my dad, my boyfriend and i have been calling westlake, and the dealership. my dad for through to westlake and they told him that it would be 9k + $500 to get my car back. he laughed and told them now and then they said 4k + $500 then finally he was told $700 +$500!! AND THEY WONT TELL HIM WHERE MY CAR IS. they will not name the yard where my car was taken too. my boyfriend was hung up on by the dealership and i can’t get through to anyone. i called some local yards and mechanics in my area but with it being the fourth of july obviously i didn’t have much luck getting through to anyone. i’ve never heard of a car getting repoed after 6 days late on a payment. i’m being told now i have until thursday to pick up my car (still not telling me where it is) what the actual FUCK!!!
has ANYONE else had this issue??

i bought a car from a dealership in April, got my loan thru Westlake. my payments are due on the 29th of each month and i’ve never been late. last month 6/29/26 i missed my payment and was working on paying it. (mind you before this i was never told where and how to pay it, fought tooth and nail to figure it out.) anyways i was working on paying it and they are literally harassing me with over 10 phone calls a day, all coming through different phone numbers and every time i answer it’s a horribly rude agent. fast forward to today 7/4/26, 6 days after my car payment was due i wake up to my car GONE. i called westlake this morning to add my dad as an authorized person to pay my bill and they told me he was already authorized on my account?? I got absolutely no notice that this is going to happen.. no phone call telling me it was at risk. (all they would tell me is that i was late on my payment and hang up.) no mail, no email, ABSOLUTELY NOTHING. i’m so beyond mad. i lost my job on Thursday so i only have $400 to my name. both my dad, my boyfriend and i have been calling westlake, and the dealership. my dad for through to westlake and they told him that it would be 9k + $500 to get my car back. he laughed and told them now and then they said 4k + $500 then finally he was told $700 +$500!! AND THEY WONT TELL HIM WHERE MY CAR IS. they will not name the yard where my car was taken too. my boyfriend was hung up on by the dealership and i can’t get through to anyone. i called some local yards and mechanics in my area but with it being the fourth of july obviously i didn’t have much luck getting through to anyone. i’ve never heard of a car getting repoed after 6 days late on a payment. i’m being told now i have until thursday to pick up my car (still not telling me where it is) what the actual FUCK!!!
has ANYONE else had this issue??

might have lied on my application
so l've been looking around for a new dog because my soul dog of 15 years died a few months ago and I need to move on. I found a dog at a vet clinic that my friend works at that needs a home so I went up there today and I met her and I filled out an application. Here's where it gets difficult. I live with my parents and they rent our house and we've lived here for around four years and our landlord knew about my dog that recently just passed away and we have another dog as well that we got while living here that he doesn't know about. Honestly I don't think you would have a problem with it but I'm not trying to risk having to pay a big Pet deposit fee or anything like that. So I put that on the paper that my parents own the home.. it's a smaller vet clinic so I'm wondering what the chances of them are asking for ownership? I could possibly be moving in with my aunt here soon and she owns her home so if they ask for ownership should I just tell them that I'm moving in with my aunt and she owns her home and she can give them ownership proot? I'm just so scared that this is going to affect my chance of getting this dog. I also won't know anything until next week because the Doctor Who reviews applications is out for the rest of this week. No judgment please, but has anybody else ever dealt with anything like this?