u/Ok_Negotiation5664

Private medical insurance recommendation?

Hope this is not too irrelevant to the sub-reddit (can't post on askUK)? Was wondering how are people getting medical services in London....

I'm currently on a policy that still requires a NHS GP referral for any specialist examination.

I've only had terrible experiences with the NHS (waiting 4+ hours in A&E, NHS A&E doctors couldn't reach urgent bookings for NHS services on my behalf, been prescribed medication before finding out my allergy source, not being able to book appointments ETC) .... The only two times where I got medical help in the UK were through private clinics. The process was very normal - I walked in, I saw a doctor, I got treated immediately. But price was 500+ pounds each time (for treatments under 20 minutes each time, it was acute but rather minor issues).

So I'd like to ask if anyone has gotten any private insurance provider that can allow you to go to private GP, quick referrals, or direct specialist appointments. I'm really looking for a more intuitive solution. In my home country, going to the hospital is just very intuitive - you go to a hospital, and you see a doctor. I was just wondering if there are any private insurance provider that can recreate the normal procedure of seeing a doctor in the UK (excluding A&E of course)....

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u/Ok_Negotiation5664 — 9 days ago
▲ 1 r/CFA

Are 'EOC' questions the same questions as practice questions on LES?

I've seen multiple references to 'EOC questions'. As someone who rarely uses the PDF, just LES for practice / learning module , just want to check if EOC means the practice questions on LES too

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u/Ok_Negotiation5664 — 2 months ago
▲ 1 r/CFA

Is Private Equity still a topic in the CFA Level 2 Altenratives unit?

I see all different sources saying it still is, but on the official LES, there are no practice questions at all associated with Private Equity?

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u/Ok_Negotiation5664 — 2 months ago
▲ 1 r/CFA

help with QM level 2

https://preview.redd.it/kq9likvwlr0h1.png?width=952&format=png&auto=webp&s=1469dbae399d60546787f283b3f5344ff8a5fd33

https://preview.redd.it/e12f0fvwlr0h1.png?width=1342&format=png&auto=webp&s=f6ffcc4a7197d5fef42a22fa6b1ad2faad8afba6

Despite having done the practice questions twice, I still don't get statistics AT ALL. Like I just don't understand the table.

Where am I suppose to know whats b0 and b1? aren't they just the coefficient?

I see the explanation is about t-statistics, but I thought we are not suppose to use t-stats when regression is potentially having a unit root??

CAN SOMEONE EXPLAIN??? 😭

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u/Ok_Negotiation5664 — 2 months ago
▲ 0 r/CFA

Did you read Ethics textbook for CFA L2?

I thought it was largely similar to L1 and therefore I didn't really read the book back to back like I did for L1. Then I'm doing the mocks now and seeing my accuracy for ethics is pretty low....

so am curious whether people who did L2 read the textbook cover to cover

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u/Ok_Negotiation5664 — 2 months ago
▲ 2 r/CFA

Am I wrong or is the CFA answer explanation wrong?

I did the exact same calculation steps, but I don't get 1.95% and get 1.05%?????

u/Ok_Negotiation5664 — 2 months ago
▲ 4 r/CFA

Two weeks until exam (also full time working) and can't do well on mocks, what to do?

https://preview.redd.it/8mzvuuf5ic0h1.png?width=1048&format=png&auto=webp&s=951f9c422d2d9564f0c1a0189598b03697e4741b

I kept track record of my mocks. Honestly, I'm a bit hopeless right now. My strategy is just pray luck is in my favour at this point???

Like I tried to understand everything but obviously I don't.

And then it also seems to me I can't remember much 😭

what should I do??

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u/Ok_Negotiation5664 — 2 months ago

This is not LevFin, its a credit underwriting role (credit risk focused). I've heard some people jump to private credit / LevFin originations teams but tbf I'm not sure how 'common' this exit route is

Would appreciate any insight?

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u/Ok_Negotiation5664 — 2 months ago

I'm in a tricky spot - worked in a grad scheme in a top bank, salary is enough to cover living expense, WLB is ok. BUT Job has been boring (got placed into a BO team when I started in a supposedly market facing MO grad scheme - a lot of chaotic drama). The good thing is, because of what happened, the HR and our manger are supportive for us to look for internal roles in the next few months, anywhere in the bank (could be FO if there is headcount).

But in the past two years in the grad scheme, I didn't learn anything and not really given any opportunity to do much. Job is just copying and pasting. Pretty much, I've lost most of motivation at work. I'm at a point where I don't care about my performance review, don't find ANYONE in the company inspiring (just find their hypocrisy funny), but at the same time feel really bad because friends that started working at the same time are super on track.

I'm scared that I might find a job I hate (again) and be not good at the new job (cuz I didn't do ANYTHING other than copying and pasting for the past year, so I pretty much have 0 experience).

Honestly.... I'm so lost....

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u/Ok_Negotiation5664 — 2 months ago