u/Ok_Wrongdoer1394

My company has just been taken private and all my shares already held plus unvested RSUs were cashed in automatically, big influx about equivalent to what I already had in liquid savings:
Currently about £450k across ISA and GIA, about £450k in pension, influx of another £420k (and about £400k equity on property but with £600k outstanding mortgage). Current total comp around £340k depending how they replace the prior LTIP.

Between the new owners and my job already being one whose main responsibilities wrap up in about a year, I’m not feeling very safe - I’ll be trying over the next several months to turn change into opportunity for the next internal thing (20 years at the company), but seems like redundancy definitely one possible outcome by end of 2027.

Feeling a bit institutionalised to go out job hunting but will probably try to take some next steps early next year if I’m not seeing positive signs internally. Any exit though should come with a pretty good payout safety net on top of existing assets, so I would definitely have some time. It might almost be the trigger to think about FIRE properly (but two teens and about to cover c.7 years of uni costs so don’t feel like I’m going to quite be there yet).

Going to spend some of this new cash - replace the car, home improvements - but majority of it can be just upping the savings/retirement pot. Pension isn’t as high as it ought to be really esp as it will need to cover my wife too.

Not sure I’ve really got a question now I’ve typed this out. Main thing is uncertainty in staying in a job but I think assets should keep me pretty safe for a good while.

Struggling to decide whether to raise through insurance or just stump up the cash for a big dented passenger side piece of work on my model 3. At some point a few months back I was hit and run while parked, didn’t even notice at first as it was passenger side. Anyway don’t know what happened but it’s maybe £5-6k to repair. I’ve been putting it off but given an insurance policy excess of maybe £800 plus the impact to future cover costs, would you go the insurance route? I can afford the cash but it’s not nothing, decision mainly on which way is going to end up better value?

Leaning towards insurance but just double checking myself.. will likely call them and see if I can get a constructive discussion in before claiming…

On the Verona - Stansted flight which was due to be 22.20-23.30 tonight. Airport started showing a 90 minute delay a while ago. No message from Ryanair (or the Flighty app etc). Even now, 22.50, the Ryanair app shows as “status pending, we will push an update when we know more”. There are no staff here.

I am suspecting they won’t get a night slot to land at Stansted at 1am or whatever, but wondering why they aren’t telling us yet. Obviously there’s 120+ people here who might have to try to find hotels very late. Would they re-route to another London airport at all likely? If they can’t fly tonight are they going to try to squeeze people into scheduled flights tomorrow or would this delayed one be an additional one (I don’t think that’s possible?).

I’ve sent my pharmacy this question, but if I’m away for a few days and disrupting my regular Friday jab - should I go

Day 1, day 10, day 14
Or day 1, day 10, day 17 and then move on to a new Monday schedule

Or something else…?

I’m only a month in so not really sure of my routine yet!
Thanks. I’m sure pharmacy will clarify but interested in what regular users do anyway