u/Old-Hovercraft-5351

As someone who really wants to understand financially applicable things ,outside of what I’m learning in my degree, to daily life, understanding how to budget, invest and grow what would you recommend?

I want to understand news articles about the national budget and be able to engage in intellectual decision making in the future when it comes to my finances (as I am a current uni student). So basically what are the essentials I need to learn 😅

As someone earning an hourly wage ($25-$28/hr) I am wondering how my peers are saving. I’m 18 but I work in retail yet I’m looking to have a stable amount of savings which somehow seems impossible.

Earning hourly whilst paying uni expenses and travel costs daily has begun to add up. I’ve been working since 15 yet I’ve never been too good with money. What tactics can I use now to save? I’ve tried the 50% savings 50% spending but I always end up transferring money between my accounts 😅

I just wonder what I can do! Please let me know realistically what saving tactics and goals I can make for this year

Hey so I’m a first year uni student hoping to move out but I fear I have no concept of financial literacy. Renting in my city is around 700 AUD on average (as I live in one of the most expensive cities). I just want to know a couple of things:

1. What are the typical costs outside of the bond payment and rent: groceries, wifi, water bills etc and how much you pay yearly

2. With renting would you say splitting costs with roommates or friends is a better situation. I just want to avoid any horror stories with moving in with strangers

3. Is it better to live at home (a non ideal situation) finish my degree and get a job before I consider moving out. As I do have dreams of leaving the country

4. Will renting aid in seeking a house in the future (mortgages) as in Aus credit score isn’t really an alienating factor in the loan process

5. What would you recommend to developing further financial literacy

Thank you!