u/Opposite-Cut-8285

Hello, everyone! I’m 26 years old and currently working as a casual government employee. I’m planning to apply for a home improvement loan amounting to ₱200,000–₱250,000, payable over 3 years. My monthly income is ₱30,000+.

However, I don’t have a payslip because our government office does not issue payslips to casual employees. I only have my COE and valid IDs, including my PRC ID.

I recently tried applying for a loan with SB Finance, but they require a payslip.
That’s why I’m posting here to ask if anyone knows of a bank or legitimate lending company where I can apply using a COE/CEC instead of a payslip.
Any recommendations or advice would be greatly appreciated. Thank you!

Hello, everyone! I’m 26 years old and currently working as a casual government employee. I’m planning to apply for a home improvement loan amounting to ₱200,000–₱250,000, payable over 3 years. My monthly income is ₱30,000+.

However, I don’t have a payslip because our government office does not issue payslips to casual employees. I only have my COE and valid IDs, including my PRC ID.

I recently tried applying for a loan with SB Finance, but they require a payslip.
That’s why I’m posting here to ask if anyone knows of a bank or legitimate lending company where I can apply using a COE/CEC instead of a payslip.
Any recommendations or advice would be greatly appreciated. Thank you!