u/OutlandishnessBig499

₹9 lakh investment — monthly ₹5,000 income or yearly ₹60,000? INVIT/REIT vs SWP

I have around ₹9 lakh available to invest and I want to generate approximately ₹5,000 per month (₹60,000/year) as a secondary income.

I’m confused between these options:

REITs / INVITs – invest ₹9 lakh and take the distributions

SWP from a mutual fund – invest ₹9 lakh in a suitable mutual fund and withdraw ₹5,000 every month

Dividend-paying stocks – build a portfolio focused on dividend income

Any other option that would be better for this objective?

Also, if you were investing ₹9 lakh today for this objective, how would you allocate it?

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