▲ 3 r/AutoInsurance+1 crossposts

Significant Cosmetic Damage - What to do?

So, my car was damaged by overspray. The paint, chrome, rims, glass, wheels, you name it - it was coated. It was very clean before this with only 20k miles on it despite being about 5 years old since I worked remotely for a while. The body was very clean with only a couple of minor places on it. The person who did it DGAF. Employer is livid and is going after them since multiple other vehicles were involved. There is $15,000 in replacement part costs alone not including labor or if they had to repaint something. The car has been detailed, but the nooks and crannies where parts meet, etc. is still spotted. He also didn't touch the trim or chrome. The detailer even gouged my paint and left buffing marks!! He came with great recommendations as well. I don't care for the, "Well that part may be replaced anyway, it doesn't matter" line. If you're good, that shouldn't happen.

My car is worth $22-$25k still being a Touring edition. What do I do if their insurance says it is totaled? Can it be if it is just cosmetic damage? I'm afraid of what if there is clear coat damage, future trade in value, etc. My insurance tells me if it is totaled I can still get comprehensive coverage and even buy it back if I'm given that option. The person I talked to isn't in claims though so couldn't explain that to me.

Any advice is greatly appreciated. This is in the USA.

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u/PeonyPost — 10 days ago

Induction vs Electric & Potential Power Issues w/ Induction

I'm debating replacing my GE electric range. It still works. It was here when we moved in back in 2006, but the thermostat has always been off in the oven by 25+ degrees and there is no window in the oven door. I have a small kitchen, maybe 9'x10', so there isn't much counter space to move pans around, etc. when cooking. I have a 2 foot wide counter taken up by the microwave to the left, a 30" range, and a 1 foot wide counter on the other side of the wall where the stove is. Then a door and the counter on the wall perpendicular to that which has a double sink and various appliances on it. We don't have enough clearance to move the microwave over the range and meet code, unfortunately.

All that to say, my husband doesn't want to go electric again. He'd rather get an induction range. I'm leery of gas as there has been multiple house explosions from issues with gas and possibly the old mines around here in the last few years. Would an induction be suitable for a small space where I have to sit pots and pans on the stove top - including those coming from the oven? I have more expensive set of stainless steel Cusinart pots, or so I thought, but they aren't magnetic in the least. Which sucks, because they've worked well for me.

Also, this article from America's Test Kitchen says there can be power issues when cooking at high heat or on more than one burner at once? Has anyone experienced this? I make stocks and broths and boil pasta, etc. as I have to cook a lot of my food from scratch due to a restricted diet. Is induction for a cook like me?

https://www.americastestkitchen.com/articles/3865-is-induction-the-future-of-cooking

Thanks, All

u/PeonyPost — 1 month ago