u/PinkPonyGurl77

I am in need of some sound financial advice. I take care of all of the finances in my marriage and honestly it feels overwhelming sometimes. Just within the last year, my husband and I have finally started making real headway financially after I was a stay at home mom for 8 years. Between the two of us, we bring in around $220k per year and have two children under the age of 10.

Right now we have about $15k in savings, a little in retirement, and around $5k in credit card debt. My husband doesn’t really stress about finances but I stay up at night worrying about whether we are doing enough or making the right decisions for our future. I mean, clearly not and I worry we are doomed.

I want to do a better job with saving, investing, retirement planning and just getting us financially organized overall. I feel like we make enough money that we could be in a better position, but I don’t really know where to begin or what steps to prioritize first.

If you were starting from here, what would you focus on first? Paying off debt? Building a bigger emergency fund? Investing? Retirement? Meeting with a financial advisor?

Any advice, resources, or personal experiences would be really appreciated.

Hoping for a prettier picture. I have hated my body for years. Embarrassed, uncomfortable and honestly sad for my husband because I haven’t confident in myself. The hard part is I’ve always tried…stayed active, ate relatively healthy, kept showing up but still feel I would always just be the “bigger girl.” At 5’11, I carried it heavily both physically and mentally.

6 weeks ago I started my Reta journey at 285 lbs, and today I’m down to 270. 15 pounds gone. But more importantly, I’m finally feeling hopeful again.

I’m counting my macros, riding my Peloton 6 days a week, and following it with strength training. I’m working hard for myself physically but even more mentally. I know this journey won’t happen overnight but for the first time in a long time I feel like my effort is actually matching my results.

Still a long way to go but reading everyone’s journeys are very inspiring! ✨

Be gentle..

After years of hating my body …