My credit sucks but I really need cash. Thinking about a tribal loan.

I need $500 and I can afford to pay some loan fees so I really don't care if the interest is higher than a conventional loan. Got a work bonus coming in 2 weeks so I can for sure pay it back. Who should I use?

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u/PoorMan1991 — 11 hours ago

I Paid off my car selling smoked brisket on the weekend.

Been smoking meat for the last 10 years and finally put it to work. I smoke them on the weekends and can make anywhere from 1000 to1200 a month.

Anybody else have an interesting side gig?

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u/PoorMan1991 — 2 days ago

Pay off student loans or keep emergency savings.

I have reached a point where my student loans, roughly $14,000, are the same amount as my emergency savings. Should I use my emergency savings to pay off my loans, 4.99% interest, or keep cash in the bank?

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u/PoorMan1991 — 3 days ago

Would it be smart to put a large emergency expense on a credit card?

Got a large bill I need to pay of roughly $9000. Put it on a credit card or is there a better option like a personal loan. Credit score is around 690 so I don't think I will qualify for a 0 percent card.

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u/PoorMan1991 — 4 days ago

Do you believe Elon when he says AI bots will eliminate poverty?

I mean you have to be able to control the poor somehow to maintain power right?

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u/PoorMan1991 — 4 days ago

Buddy's Fiancé wants him to burn through his entire emergency savings to pay for their wedding.

Do you think this is unreasonable or am I alone.

Edit: He makes I think around 80k and she is a dental hygienist so I don't think she makes that much. No idea how much he has in savings but their wedding budget is around $20K i think.

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u/PoorMan1991 — 5 days ago

People trying to look rich is keeping them from actually being rich.

Credit cards maxed out and always buying something to stay trendy or look successful. AM i wrong?

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u/PoorMan1991 — 5 days ago

Are you happy with how much money you have saved for retirement? What's your big plan?

Are you going to thrive or try to survive when you retire.

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u/PoorMan1991 — 6 days ago

Name an item you purchase that there is no generic substitute for.

Something that you have to spend more money on to buy the name brand because the store brand is crap. For me DIAPERS.

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u/PoorMan1991 — 6 days ago

Should I take a personal loan to avoid wiping out my emergency savings fund?

$10,000 in my emergency savings and faced with an auto repair that will cost a little over $9500. Vehicle is worth over 30K so it is worth the repair. Would you wipe out your emergency savings or take out a personal loan that is around 9 percent interest?

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u/PoorMan1991 — 7 days ago

Eliminating or at least reducing credit card debt. Seems impossible.

Thinking about trying the debt avalanche or debt snowball method to get rid of my debt. Kep hearing these terms everywhere. Could use some tips.

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u/PoorMan1991 — 8 days ago

Poor people life hacks that shouldn't work but do.

What hacks do you have?

I'll start off with grocery store rotisserie chicken. Poor people can get a minimum of three meals out of it. You have dinner the first night, scrape the bones for tacos the second night and then boil up the rest of the carcass for soup.

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u/PoorMan1991 — 8 days ago

Can we make a list of loan websites that will approve you with bad crap credit?

I'm sure I am not the only one who will find it useful. Yes, interest rates will probably suck but sometimes you need help and money is the only thing that will solve your problem.

Tell me I'm wrong!

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u/PoorMan1991 — 9 days ago

For those that went from poor to rich, what would you change if you had to do it again?

If you had to start over with very little money, what would you do differently this time around?

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u/PoorMan1991 — 10 days ago

When you need a personal loan, how do you get it?

What is the easiest way to go about getting a personal loan fast. Obviously would like to avoid tribal loans, but how else can you get a few hundred dollars?

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u/PoorMan1991 — 11 days ago