u/PoorMan1991

Is this legit?

Let's say you needed a few hundred dollars to get by until payday, how would you go about getting it? Asking for a friend.

Paying over 29 percent interest on most of my credit cards and so the minimum payments are only paying off a tiny amount of the balance. I have heard that you can call the companies and negotiate interest rates down. How do I go about this so I can get these cards paid down?

Not for everyone but a friend of mine likes to donate blood regularly and he recently started donating plasma instead. CSL plasma, if you have one will give you $100 for your first donation.

Would love to hear some encouragement from people who are making it happen. How is your emergency savings doing?

He seems to be out of options and I sure enough don't trust him enough to lend him any money. Which payday loan company is the best or should I say, which dog has the least fleas?

I want to push myself to have an extra $150 in my bank by the end of the week. What are some ideas that don't involve plasma or feet stuff?

I miss $1 McChickens and double cheeseburgers. I could eat every day for 2 bucks and, health aside, it was cheaper than making my own lunch. Now cheapest meal I can get is $8 to $10 and it is the same crappy food that was worth a buck.

/Rant (short one)

Supposedly, when you send a Zelle payment, it cannot be reversed. However, at the same time people report scams where someone sends you a Zelle payment and claims it was an error. You return the money, then the sender still manages to reverse the transaction on their side. So, they end up double dipping their refund. How can this happen?

Is there any way for the recipient side to decline or send back a Zelle payment in a way that undoes the original transaction, preventing the sender from collecting an additional refund on the same money?

Any resources out there for planning a wedding on a tight budget? I am helping a friend plan and would love to hear some ideas besides going to the county courthouse. Would still like it to be as much of a dream wedding as possible.

Used to love going to the movies on a Sunday afternoon with my family. Now, even if i sneak my snacks in, it is still $80 and I just don't have room in my budget for it. What else is everyone giving up that you used to enjoy?

I know this probably sounds like a bad idea, and I understand the straight answer might be that I don’t really have many options right now. But I’m looking to get a car soon since I’ll need reliable transportation to and from work, and unfortunately I’m not in the best financial position at the moment.

My credit is definitely a work in progress. I currently have a 607 credit score because of some poor financial decisions I made. I’m working on getting everything back on track, though.

I was just wondering what the best way to go about getting a car would be in my situation, how much I’d probably need for a down payment, and whether a credit union or dealership would even be willing to finance me with my current credit.

Don't really got much to sell anyway. Only thing of any value is my phone but I need that. Can I donate plasma if I have high blood pressure?

At $6 a pound it is just not worth it. Far better, although still very expensive, protein sources to choose from.

Is it crazy to be in your 30s or older and take on a roommate? It seems weird and even weirder it would be someone I do not know. All my friends are married or well established. Is this a dumb idea?

Want to pay off a credit card that is 24.99 percent interest. Loan is 17.9 percent with a $250 origination fee. Should I jump on it? Credit is mid 600s bad.

I got out of the "need the new model iPhone" game a while ago. The only difference I could see in the newer models was what Apple said it had. They all seem to perform the same, for my needs at least. How old is your phone?

Need to make some extra money this week. An extra few hundred dollars would really help me out.

2019 Honda Civic with 65000 miles. Price is $16900 plus tax, fees, etc. I am okay with the price but 17.99 percent interest seems a bit high even though my credit isn't perfect. Sitting at 660. Should I be able to do better.

How did you get your loan and did it all work out in the end. Meaning did you get rid of the debt and stay out of debt.