I need $500 and I can afford to pay some loan fees so I really don't care if the interest is higher than a conventional loan. Got a work bonus coming in 2 weeks so I can for sure pay it back. Who should I use?
Hello I am 23 years old and currently experiencing inconvenience after inconvenience. Bills are piling up and then on top of it all my car breaks down and I was quoted a $2400 fix to get it starting again. Now this is my only transportation to and from work which is how I pay my bills. I do work a pretty good job that is full time Monday-Friday however I don’t make enough to pay my bills and to get my car fixed. I’ve applied for loans but my credit is too bad to get accepted for any. I’m not really asking for handouts but rather just some advice or help. I’m at a complete loss at what to do and kind of panicking not having a car at the moment. Also I am aware my account is a nsfw account this is honestly the only Reddit account I have and I know a brand new account is very suspicious looking my account has nothing to do with this request.
Edit 2: my husband and i have been working at our jobs for about 4 yrs now. We had hit a really rough patch before this. I had depression which almost ruined everything, and my husband had lost a job he had for over 20yrs. And because of my depression I could barley get out of bed let alone figure out how to go to work. So because of all that we blew through all the retirement we had and are now basically starting out brand new. Life has been rough. I think somethings are starting to change. Just not quickly enough.
Edit: the amount I shared is after taxes. It's the amount that I actually see in my bank account. I calculated my husbands a little lower because of the lowest amount I've seen him get paid, he fluctuates because he works 40 or more hours a week depending on what is going on. I can only work 40 hours a week. I get free health insurance through my job, they pay for it. Husband has to pay for his and our 2 younger kids but it is low cost as he works for the state. He has been with the state for about 4yrs. My job pays us through government grants and our raises are based on the COLA
So my husband and I ahve been married for just over 20 years. We both work full-time. We have decent jobs. We have 3 kids, 1 going into their sophomore year of college 1 going into their senior year of high-school and the youngest going into their first year of middle school. We own our home and our cars. We bring in about 62,000 a year, maybe a little more actually. And all the debt we owe, including our mortgage payment is about $80,000. I don't know what to do to get out of this struggle. I have been doing some delivery services to help make the ends meet basically on the daily. But I need something else, something more. What do I do? What's your story? Can anyone help me?
I have reached a point where my student loans, roughly $14,000, are the same amount as my emergency savings. Should I use my emergency savings to pay off my loans, 4.99% interest, or keep cash in the bank?
I urgently need to move out of a toxic household but I feel completely stuck. I literally have $300 to my name, no car, and zero credit history.
I’m open to taking out student loans if that’s my only way out but everyone online keeps saying debt is a trap and I’ll regret it. Is taking on loans worth it to get out of a bad living situation?
What is a quick, legal way to make a lot of money? I've got a bit of a financial set back and looking at losing everything if I don't come up with $4,000 in the next few days. I've never been in this situation before and I'm stressed out.
[removed]
Got a large bill I need to pay of roughly $9000. Put it on a credit card or is there a better option like a personal loan. Credit score is around 690 so I don't think I will qualify for a 0 percent card.
I mean you have to be able to control the poor somehow to maintain power right?
Do you think this is unreasonable or am I alone.
Edit: He makes I think around 80k and she is a dental hygienist so I don't think she makes that much. No idea how much he has in savings but their wedding budget is around $20K i think.
I never seen them before i thought they were fake until i came down to Virginia like ew those outfits were so year ago 😔
Personally i would never wear something so cheap
Are you going to thrive or try to survive when you retire.
$10,000 in my emergency savings and faced with an auto repair that will cost a little over $9500. Vehicle is worth over 30K so it is worth the repair. Would you wipe out your emergency savings or take out a personal loan that is around 9 percent interest?
Something that you have to spend more money on to buy the name brand because the store brand is crap. For me DIAPERS.
What hacks do you have?
I'll start off with grocery store rotisserie chicken. Poor people can get a minimum of three meals out of it. You have dinner the first night, scrape the bones for tacos the second night and then boil up the rest of the carcass for soup.
So I lost my job, have a 1 year old, got a job in Walmart automotive, hopefully, hopefully because I have a flag on my license and In Louisiana it’s 300$ to get that fixed and by next month 500. How is one supposed to figure this out to be able to pay it, get a job, without doing something bad like scamming or robbing or something bad online to pay it to do better…..hate that my mind goes to doing something g bad to pay it off to get a job and do better but that one year old makes me think I’m gonna have to do whatever it takes..