Anyone else in the same boat?
Edit 2: my husband and i have been working at our jobs for about 4 yrs now. We had hit a really rough patch before this. I had depression which almost ruined everything, and my husband had lost a job he had for over 20yrs. And because of my depression I could barley get out of bed let alone figure out how to go to work. So because of all that we blew through all the retirement we had and are now basically starting out brand new. Life has been rough. I think somethings are starting to change. Just not quickly enough.
Edit: the amount I shared is after taxes. It's the amount that I actually see in my bank account. I calculated my husbands a little lower because of the lowest amount I've seen him get paid, he fluctuates because he works 40 or more hours a week depending on what is going on. I can only work 40 hours a week. I get free health insurance through my job, they pay for it. Husband has to pay for his and our 2 younger kids but it is low cost as he works for the state. He has been with the state for about 4yrs. My job pays us through government grants and our raises are based on the COLA
So my husband and I ahve been married for just over 20 years. We both work full-time. We have decent jobs. We have 3 kids, 1 going into their sophomore year of college 1 going into their senior year of high-school and the youngest going into their first year of middle school. We own our home and our cars. We bring in about 62,000 a year, maybe a little more actually. And all the debt we owe, including our mortgage payment is about $80,000. I don't know what to do to get out of this struggle. I have been doing some delivery services to help make the ends meet basically on the daily. But I need something else, something more. What do I do? What's your story? Can anyone help me?