Negotiation Help
Hello all!
I am 30yo, have 4 years experience administrative assistant (in title only, I do everything from sales and labor analysis to being the power user of company software, developing and improving processes, and joining teams that include director and cfo level employees and being an active and necessary participant in these teams), and before that 4 years in underwriting. I am 7 months away from graduating with my second bachelor's degree. First was in English 10 years ago, second in accounting. I currently make 63.3k.
I interviewed for a job as a financial business analyst yesterday. Today they called me back and offered the job. Salary range is 60-70k. During the initial phone screening 2 weeks ago, I told them I expected a salary of 66-69k. Today they offered 66k. After reviewing the package, their insurance is about $900 more expensive/year and their OOP max is $750 more than my current job. I also get profit sharing at my current job in addition to annual bonus. New job does annual bonus, no profit share. New job has more paid holidays. New job has 2 days remote 3 days in office and is 9 miles closer to my house (hybrid schedule is HUGELY attractive to me).
After weighing all the pros and cons, I dont know if it would make sense for me to accept for less than 68k.
Other notes: I had surgery this year, so i was basically forced to use all my vacation, and since i was on fmla, vacation was not earned during the weeks I was out, so i will have to repay about $1,000 vacation. My annual bonus comes mid-November, and if I leave now, I will forfeit that bonus (like what was i thinking looking for jobs rn lol)
Would it be too risky to counter 69k and assume they'll counter back? What other recommendations do you have? PTO is non-negotiable unfortunately.