u/PotentialKitchen3303

I have my Class A CDL and would like to become a heavy equipment operator or mechanic. I have applied to a ton of apprenticeships but do not get selected. What is the best way to join for an apprenticeship? I thought having my CDL would get my foot in the door but I was wrong, lol.

I am 23 and starting to save for retirement. I am honestly overwhelmed and confused. How do I open a 401k with my employer? How much money should I contribute each pay? Along with the 401k, what about a Roth IRA vs Traditional? Do I pick a bank and open an account and put money into it? I blame my parents for not teaching me this, lol. I appreciate any help or guidance.