How to get a consolidation Loan even with missing payments from a lender

Hi guys asking for my friend, she has a debt of 19.900 Rand's including loans and store cards.

Her income is 11000 a month rent 3000, transport to work 1300 , food 1000 sending money to her daughter 3000 a month.

The banks don't want to consolidate since she has no loans with the same banks.

She wants a loan of 30k consolidate the loan and pay one loan only which I believe will be less than 3.5 a mont and she can reduce the money to send home for her daughter because all loans together she pays 5k plus which she only manage with small hustles

Consolidation will be great she will breathe and pay normal something under or 3.5 and restore the credit score back to normal.

Her credit score is no 638.

Please advise and indicate good lenders.

Remember she missed her last 6 installments with tfg 3 with Mr price 1 with capfin and 2 with atlas finance.

Overall to liquidate all debts is 19.900 no.more

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Where do I find investors ?

Hi guys days ago I posted that I was looking for a job , it's because I have to sustain myself and be able to fund my projects.

I have a nice project with not a massive return but a reasonable one that if you enter with 50k we can double it in 3 to 4 months.

Is not investment platform it's a real busy and sell where we manage everything without depending on anyone.

I'm in randburg,, I managed a motorcycle and can go anywhere in Johannesburg if you want to do it.

I do it in front of you.

It's a 24/7 job where I'll work for you and show results under your supervision and when the day is finished all the money stays with you and all the weekends we will divide I stay with 35% since the capital is yours and you stay with the remaining.

All in your house, office, or workplace.

Before thinking I'm a scam you can book a meeting and I'll show you proofs I've done before.

Don't judge listen and understand first.

Thanks guys.

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u/Previous_Cucumber462 — 4 days ago
▲ 13 r/AskZA

Struggling like never before I already posted on other groups too

I'm totally desperate I don't know what to do

Living by myself family are far not knowing how to pay rent I'm in areas I need to do anything just to get something

Wash dishes , walk dogs anything please plug me , I need it please I'm 23 M please guys I'm not asking for money directly but something I can do.

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u/Previous_Cucumber462 — 7 days ago

Struggling to get a job

Hi guys I'm Pqedro 23 yeats married to a south African , I have been unemployed for 3 months, I have smaall loans only 15k , my wife have been helping us to stand on our feet .

She earns 11000 but it's been very difficult for us in the past days because it's hard .

I have more than 3 years in call centre retail and speak four different languages.

At the moment any job is welcomed.

Any job . Please give a help bafethu.

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u/Previous_Cucumber462 — 27 days ago

Can you guys help me with a laptop?

Hi guys I recently lost my job it's been 2 months I have tried what to do and nothing.

I need a help I have a remote job I used to do and there's alot of things to do but unfortunately my laptop is broken, guys please give a help I need one if you have an extra and I give back in 3 weeks because i will be able to buy since the payment are made in 3 weeks. Help me guys even if you have side hustles.

My number on WhatsApp 0813544006 give a help my people.

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u/Previous_Cucumber462 — 29 days ago