u/Relevant_Break_5621

Ive read a lot of threads. Sabi ung isa ay ganto ung isa ay ganyan. Nahihilo na ko 😵‍💫

My priorities are:

1. High interest rates. Gagamitin ko digital bank for savings (di ko gagalawin ever)
2. Safe. Di mag cclose ung bank.

My purpose:
To make a new joint account for us (newly weds) for the future since malaki interest sa digibank compared to trad bank

My top 3 digital banks are:

1. Maribank
   - gusto ko ung 3% cashback for fuel — legit ba to, til when kaya ito (though i use my mastercard for points)
   - and ung daily interest 3.5% (?) ang taas

2. Go tyme
   - since madaming atm sila for ez liquidation
   - kaso liit interest compared to maribank

3. Tonik
   - mataas kasi ung 8% TD
   - kaso safe pa ba sya at this time? Legit ba ung profitability? Or mag close na ba ung tonik

I parked my majority of my money at CIMB and MAYA for TD tho — for personal ito. Would like a separate one for my partner and I

Thank uuu

Hi, would you recommend for us to create a joint account?
If so, what is the best bank in terms of convenience, application, etc

Can i open one without my partner thank u 🙏

Hi i have 3 credit cards

Security bank platinum 1m
Amex 500k
Bdo gold 500k

Would want to change/add a different bank for maximizing rewards

Feeling ko onti lang kasi ng perks / rewards

I dont like miles as rewards btw
Prefers cash back / rewards
Etc

Thank u