
Any Budget App That Forecasts My End-of-Month Budget Based on Current Spending?
I’m currently using the Buddy budgeting app on my iPhone ( buddy App ), and overall I’m pretty happy with it. The only thing I really miss is a desktop version.
Im in search of a App that for example, if I overspend by €300 in my Food category, I want the app to immediately show that, even if I stay within budget in every other category, my projected result for the end of the month is now -€300.
I’m not looking for an envelope budgeting approach where I have to manually move money between categories. What I’m after is more of a forecasting or projected balance approach: based on my spending so far, what is my expected budget position at the end of the month if everything else goes according to plan?
In other words, I want the app to continuously project my end-of-month budget so I can instantly see the overall impact of overspending in any category.
Does anyone know of a budgeting app that works this way? Ideally, it would have both an iPhone app and a desktop/web version.
thanks in advance for any suggestion!