60% FXAIX, 20% FZILX, and 20% QQQM

I’m 46 now and planning to retire at 62. I’ll have a pension and hopefully SS. I am currently putting in $200 a month. Paying off debts first. Once those are paid off (2-3 years) I will max it out and possibly open a brokerage. Is there anything I should add/change based on my timeline?

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u/Sam_Thomas_2025 — 4 days ago