u/SchoolPuzzleheaded50

I keep seeing people say they just paste their bank statements into ChatGPT or Claude to see where their money went. I have tried it too and it is genuinely decent for a one off, but a week later it has forgotten everything and I am back to copy pasting the same stuff.

Just wondering how people are doing this day to day?

Are you pasting statements in every week, or have you found a way to keep the context so you are not repeating yourself every time?

For the people who refuse to connect a budgeting app to their bank, does letting an AI see your transactions feel any different, or is it the same trust problem?

And if you tried an AI finance tool and dropped it, what made you quit?

Not looking for a just use a spreadsheet answer, I already do that. I am trying to figure out if the AI part actually adds anything or if it is just hype.

I'm based in Canada and travel a lot, about 5 international trips a year. I also have accounts in Africa and will probably add UK accounts in a few years. Every app I've tried connects my Canadian accounts fine and then gives up on everything else. Is that normal or am I just picking the wrong apps?

Right now it's spreadsheets and manual CSV imports and I'm tired of it.

Just wondering:

• What exactly are you using to sync multiple accounts in multiple countries? And what does it cost?

• Does it actually connect to your non-North American banks or are you importing CSVs manually?

• Anything you tried and dropped? What made you quit it?

Not looking for a spreadsheet template. That's what I'm escaping from.