How to handle annual Schedule C income in family business while on SSDI

My husband and I own a husband and wife CA LLC. Although I have done some work occasionally in support of the business, I have never earned income from it. As our business has grown and I have been doing better healthwise, recently I have been helping out more. Still very part-time, maybe 10-15 hours per week of light administrative duties. Our accountant suggested that we pay me for this work, in part so that I can increase my ABLE contributions and write off my expenses, however because the LLC is a disregarded entity, any income to me would be reported on an individual Schedule C. Because we jointly own the business, for feferal and state income tax purposes, the entity is treated like a sole proprietorship. Therefore, I would not receive a W2 or 1099, showing hours worked and the period in which the income is earned. Rather, all income would be reported annually on my Schedule C. So, for example, if the business made 100k in profit, 85k would be reported on my husband's Schedule C and 15k on mine.

Given that this income is reported on an annual basis, how would I report it to SSA so as not to trigger a TWP/SGA? I used all of my TWP and the grace period several years ago, when I attempted to go back to work full-time. I subsequently relapsed and my doctor forced me to stop working before benefits stopped, but if I make over SGA in a single month my benefits will immediately cease and I would have to reapply for expedited reinstatement. I am worried about borrowing trouble here, so I need to know from an SSA employee, how I should handle this? How do I explain annual income earned in the business in these circumstances? Thanks so much for your assistance.

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u/SeaConquest — 4 days ago

Need suggestions for non-arm activities

I found out this morning that I tore a forearm extensor muscle in my dominant arm playing tennis. Tennis has been the thing that's helped me get over the grief of losing my younger sister to breast cancer. I'm looking for ideas of other things I can do while my arm is healing over the next 6+ weeks, so I don't fall back into the pit of depression. A friend suggested dance classes, which I really think is a good suggestion. Does anyone have any recommendations for dance classes or other ideas that wont require my arm?

I'm a 51 yr old lady in decent shape and live in Mission Valley. I just need to get out of the house and release my inner rage on the daily to keep the funk at bay. Normally, along with smashing little yellow balls, I lift heavy too, but can only do lower body machines at the moment because I have no grip strength. Devastated right now, especially since it is summer, so appreciate any ideas. Thanks, SD fam.

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u/SeaConquest — 20 days ago

Motiva Preserve + Mastopexy

Question for the surgeons about Motiva Preserve with a mastopexy. Had a consult today where the bc plastic surgeon recommended this combo for me. I am 51 and 8 years post gastric bypass. I've lost 80+ lbs and have moderate ptosis with some remaining lower pole breast tissue. I was originally thinking that he would recommend subfascial placement with Motiva implants (perhaps with galaflex for additional support), together with the mastopexy. I am trying to understand if there truly is an advantage to doing Preserve in my case, given that there will already be substantial incisions made with the mastopexy and repositioning/manipulation of my native breast tissue. He said that preserve would better help to keep the architecture of the breast in place, presumably for longer term durability. Is this accurate? Otherwise, he prefers to perform the mastopexy first followed by the augmentation after I am fully recovered, but I am loathe to have two separate surgeries given my active lifestyle (I play league tennis and lift), and the additional expense of two anesthesia/surgical center visits etc. Thanks for sharing your thoughts on this plan.

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u/SeaConquest — 2 months ago