r/SocialSecurity

I want to tell social security that I don't want Medicare. I'm in the beginning of the 3 month window and they already sent me part B. My spouse still works for a large enough company and we share health insurance.

Hi I've been on SSI/SSDI on for a while. I have a lot of mental disabilities as well of Psychical one.

My mother is the person who holds all my SSI and she tells me that the thing I can spend it are extremely strict (basic needs) and I cannot under no excuse spend it on something like video games or stuff like that.

Is that true? Or have i been lied to this whole time? It really spikes my anxiety as Im unsure as how to use my SSI.

Because of my income in 2025 and 2026, I will be kicked into the next to the highest Medicare payments/deduction bracket for 2027 and 2028 or at least that's my understanding. My question is, won't those increase to charges for my wife and myself be automatically deducted from our SS payments? And how, if it all will we be notified of these changes? My income will go back to something closer to normal for the 2027 calendar year but if I understand it right, because of my income for 25/26, I'll be paying those higher charges for 27 and 28. We file our taxes jointly.

My son turns 19 in August 2026 but does not graduate high school until May 2027. He has been receiving survivors benefits for his father that died when he was 5.
Last year we did the paper work and he has been getting the benefits himself to his own bank account. We got a letter that it was ending in June 2026, but again he does not graduate until next May. My understanding was he should receive benefits until his 19th birthday plus 2 months as long as he is a full time high school student.
We did an appeal form and got the school to do another form again stating he doesn’t graduate until next May & submitted it in office. It’s been a month and we have heard nothing. We did call at the 3 week mark and they just said “it is in process,” but his online account shows nothing has changed.
I’m guessing he won’t receive a July benefit as they usually come in the 2nd Wednesday of the month.
Does anybody know how long the appeal process takes for this kind of situation, & if he misses months will they give him back pay if they do approve until 19+ 2 months? Or am I wrong about the 19+2 months?
Thanks in advance

I retired at 62. I was having health issues but not enough for disability. My husband died about 25 years ago at 45. We were not married 10 years prior to his death. Do I qualify for benefits. He was on disability for about 6 years due to blindness

Thanks
Lisa

My SIL is turning 62 in Aug, she is unemployed, her husband makes enough for her not to work. Should she apply for SS, her husband will apply in 2 yrs at 65. 50% of his will be higher than what she would receive when he applies.

My wife was initially on SSDI. When she hit FRA, it was switched to "regular" Social Security benefits.

She was receiving $1939.20 a month before deductions (for Medicare)

When I reached FRA, I also applied for Benefits. (I am still employed)

My benefits are $4130.20/month, before deductions.

We applied for Spousal Benefits. It was approved, but only amounted to $95 per month.

Does this sound right? If not, what would be my options?

I have 2 children in SSI.

My oldest (6M) has been receiving his since Feb 2024. My middle child (3M) just started receiving his May 2026.

I just found a job finally after so long I start July 9th.

What is the process like?

If it helps I live in the state of Ohio.

Thought someone here could easily explain. I got on SSDI last year ( I became paraplegic). I did not start on Medicare at that time. I was and am still on private insurance. I worked in healthcare and know that straight Medicare is the way to go. Can I start on Medicare at any time? Is there a sign up period, like when you have insurance through a job. My understanding is that you are automatically placed on Medicare after 2 years, but I’m hoping for sooner.
Thanks in advance.

I became disabled while married. Married 22 years now divorced. My work credits were barely enough, so I receive just a little over what most SSI beneficiary receive.
I’m rapidly approaching retirement age, he is too, how will this affect my Social Security disability?
Thanks.

I thought this kind of thing was illegal.

I live overseas. My children's father passed away over a year ago in the US. In March 2025, I contacted the appropriate social security office via email. I never heard back, so I contacted the main social security office, was directed somewhere else, and sent a final email on June 2025 including all of our social security numbers and information. I never heard back, other than an email "we received an email and will contact you shortly". Finally 3 weeks ago, I decided to call, and tried to set up an appointment. I had heard nothing so I called again.

On the phone, the person said that the date I called would be the "protected filing date" and I asked about what that meant since I had been trying to file for a year. She couldn't really tell me, but said definitely to save all of the emails and records for the day I have my appointment over the phone. Has anyone had experience with this? Am I likely to get the benefits starting from January this year then? Thanks!

So I got approved for ssdi. I was also on ssi for a month temporarily bc i had no funds prior. But my ssdi was enough to cancel that once it started. Apparently I have 17k in an ssi account waiting to be paid out for backpay, and because of this my ssdi backpay was signficantly reduced. They said I'd still get it despite not being on ssi anymore. Is that true? Sucks that its being held from me just because I needed money for a month. If I hadn't needed money that month I would've gotten it all at once? I just want to make sure I'm actually going to get this, and that I dont need to have them take action. Ive gotten told multiple different answers from people at the ssa office. One told me the processing center will sort it out. Another told me its just whatever the letter says (which is wrong apparently according to this guy now). If i don't get this money I cant do much needed repairs on my old falling apart house or get the surgery that I need 😅 in total if I dont get this money I'll end up half of what I was supposed to get total.

My husband and I own a husband and wife CA LLC. Although I have done some work occasionally in support of the business, I have never earned income from it. As our business has grown and I have been doing better healthwise, recently I have been helping out more. Still very part-time, maybe 10-15 hours per week of light administrative duties. Our accountant suggested that we pay me for this work, in part so that I can increase my ABLE contributions and write off my expenses, however because the LLC is a disregarded entity, any income to me would be reported on an individual Schedule C. Because we jointly own the business, for feferal and state income tax purposes, the entity is treated like a sole proprietorship. Therefore, I would not receive a W2 or 1099, showing hours worked and the period in which the income is earned. Rather, all income would be reported annually on my Schedule C. So, for example, if the business made 100k in profit, 85k would be reported on my husband's Schedule C and 15k on mine.

Given that this income is reported on an annual basis, how would I report it to SSA so as not to trigger a TWP/SGA? I used all of my TWP and the grace period several years ago, when I attempted to go back to work full-time. I subsequently relapsed and my doctor forced me to stop working before benefits stopped, but if I make over SGA in a single month my benefits will immediately cease and I would have to reapply for expedited reinstatement. I am worried about borrowing trouble here, so I need to know from an SSA employee, how I should handle this? How do I explain annual income earned in the business in these circumstances? Thanks so much for your assistance.

I applied online for my 19-yo daughter to start receiving benefits (she’s had low-functioning autism and an intellectual disability since birth). SSA sent me a list of additional items that I need to mail or bring to my local SSA office to complete the submission process. (One of these items is my original proof of guardianship documentation, which I REALLY don’t want to mail to them, for obvious reasons.) I have been trying to make an appointment for several days now, but have had no luck. The national 800 number is just an automated list of options that is an endless loop. (When I select the reason for needing to make an appointment—“I need to provide documents”—it will ask me to confirm that is the reason, I say YES, then it tells me to stay on the line and that I can hang up at any time. A moment later, it THEN starts the whole thing over, asking me AGAIN to choose the reason I need an appointment. Lather, rinse, repeat.)

In researching online about making appointments using the 800 number, I keep seeing that people have been placed on hold (for awhile, sometimes hours), before they can make an appointment. I’m not even put on hold; it just keeps me in an endless loop.

Calling my local SSA office is useless—if you don’t already know the extension # for the person you’re trying to connect with (I received a contact person’s name with the materials they sent me, but not her extension), your call gets automatically disconnected every single time. SO frustrating!

And, yes, I’ve tried making an appointment online, but it just ends up giving me the 800 number to call….

Any suggestions? Has anyone else had this same issue and managed to “crack the code”? I feel like I’m losing my mind.

I justvhad someone commit fraud and use my SSN for their beneficiary while I was in the active position of getting a job. My background check failed, and they said someone else is "using my SSN more frequently" and I cannot start my new job until I pass my background check. WTF DO I DO?