I’m the Rep Payee for my son’s SSI. Can’t figure out how to put his check into a bank account.
We got the first check yesterday. Obviously, I want to keep it inside a bank account and set up direct deposit, but I can’t get a clear answer on how to do this.
- I don’t need a dedicated account for backpay
- The info packet says to use a Rep Payee account UNLESS you’re the parent living with him, which I am. Then it said I can use a personal bank account. But since there’s 2 names on the check, most banks won’t deposit it into a personal account (from what I can find)
- And if I DO use a payee account, I need to bring proof of me being his payee to set it up. Except I don’t have any, besides the check being in my name (and his) and access to a payee profile on the SSA portal. Everywhere says it’ll be stated in the award of benefits letter, but absolutely nothing in there mentions my name. I asked my bank if the check would be enough proof and they said no, so how do I get proof?? The confirmation of benefits letter I can request from the portal doesn’t mention me either.
Please can someone make me feel less stupid?