
Noob investor. Please go easy on me.
Hello, Economics has never been my cup of tea. I regret being a Finance handicap cause it is coming back to bite me in the middle of my professional career.
I have invested in these funds only looking at how they had performed historically. How much of my portfolio needs to change? Please be lenient with me and use regular lingo 😭
PS: I don’t earn much. A low-paying job allows me to save 17k in SIPs monthly which I have divided randomly among these MFs. I also have a 3k worth NPS and some low-value FDs which my father made me do. I know it is nothing but please help me make better decisions before I settle down.