u/SecretSanta3117

Noob investor. Please go easy on me.

Noob investor. Please go easy on me.

Hello, Economics has never been my cup of tea. I regret being a Finance handicap cause it is coming back to bite me in the middle of my professional career.

I have invested in these funds only looking at how they had performed historically. How much of my portfolio needs to change? Please be lenient with me and use regular lingo 😭

PS: I don’t earn much. A low-paying job allows me to save 17k in SIPs monthly which I have divided randomly among these MFs. I also have a 3k worth NPS and some low-value FDs which my father made me do. I know it is nothing but please help me make better decisions before I settle down.

u/SecretSanta3117 — 1 day ago

Unearthed something!

While cleaning an old almirah found a Citizen Automatic that belongs to dad. It isn’t working and I was thinking of restoring it.

I am in Kolkata and looking to visit Rhythm in South City for the same.

What are some pointers that should be kept in mind? What kind of straps would look good on this dial?

u/SecretSanta3117 — 10 days ago

Don’t think this will excite many but here we go 🫣

This quartz watch’s dial design has an interestingly backstory which had me interested.

u/SecretSanta3117 — 22 days ago

HMTs will never go out of fashion

Got this classy tiffany blue mechanical handwinding Kohinoor from a collector in Chennai.

Was initially sceptical of getting a watch from a WhatsApp group but I don’t regret it.

u/SecretSanta3117 — 24 days ago

Need suggestions ahead of next purchase

Hello, need some help buying my next automatic watch.

Want an NH35 for everyday wear with a good leather/rubber strap. Would normally prefer minimalist dials and easy-on-the-eye colours.

However, wouldn’t mind skeletons or open hearts if they are really well-placed and good-looking.

Please keep recommendations under Rs. 20,000. Thank you.

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u/SecretSanta3117 — 1 month ago

Planning a trip to HMT showrooms in Bengaluru

Hello, I am planning to do an overnight MAA-BLR trip only to visit the HMT showrooms.

  1. Is the journey worth it? Do they remain open every day?
  2. Do they have more stock than what’s advertised on the website?
  3. What should I look at getting once I am there? Will automatics be available? Or should I go for a classic quartz?
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u/SecretSanta3117 — 1 month ago

Should I go for this used Seiko 5 SNKA05K1?

Hello, I don't have much of an idea, so seeking help here.

I saw an ad on Marketplace for a used Seiko 5 SNKA05K1. The seller says he has no idea when it was bought but claims it is an original with minimal scratches. His profile has a 5-star rating and I could see he had sold watches on the platform before.

He is quoting a price of Rs. 6500 for this piece. I said I was willing to take for Rs. 5500 but he refused.

Should I pay the amount? Is it a fair ask? Does this look genuine?

u/SecretSanta3117 — 1 month ago