How can a government make citizens transition from working in informal businesses and paying with cash to working legally and using better payment methods?
I live in a country full of self-exploited and class unconscious petit bourgeois, and they could work legally but that would imply working in equally exploitative conditions but with shrunken and disproportionate salaries.
The country collects most taxes from only a few states and since these taxes are often stolen from corruption and used in unpopular public services, most people want nothing to do with taxes, banking systems and formal employment.