u/Shaipie3

I apologize in advance if this is a bit lengthy, it's Just that certain details need to be provided, and every employee I talk to is baffled by my situation, with no solution to date. I come here in desperation since I'm currently facing a mortgage crisis and am in fear of losing my home with an inheritance check currently cashed and waiting for me. The facts are as follows, my father died and left me two inheritance checks, made out from the IRS Treasury department, as he was career military. One was cashed and used. The first one I received I decided to open an account at Chase bank and cash it through them. Since my normal account is a credit union, I falsely believed opening an account at a national Bank would be wiser when dealing with a larger amount of money.

   I signed the check over to Chase and Chase cashed the check, then tried to verify my identity AFTERWARDS with the IRS, however the IRS refuses to do an identity verification for any checks under 15k.

This happened over a year and a half ago and since they have held the check I have done everything Chase has requested,  including providing a death certificate and every known documentation you can think of. However, they refuse to release the funds, even with the threat of retaining an attorney,  until the IRS verifies my identity. I'm at my wits end and cannot sleep over fear of losing my house when I have a check owed to me from my passed father. Is there anything I can do, any type of form or something I'm missing to get the IRS to verify me? Obviously when I reach out they just tell me over and over they don't reach out to banks and verify. And when now after fulfilling every possible thing with Chase they say unless IRS verifies me I need to wait a possible additional year for them to cancel the payment and send it back to the IRS. This is a heartbreaking situation and my father would want my inheritance to be used in this exact emergency situation I'm facing. I appreciate any and all advice.

I apologize in advance if this is a bit lengthy, it's Just that certain details need to be provided, and every employee I talk to is baffled by my situation, with no solution to date. I come here in desperation since I'm currently facing a mortgage crisis and am in fear of losing my home with an inheritance check currently cashed and waiting for me. The facts are as follows, my father died and left me two inheritance checks, made out from the IRS Treasury department, as he was career military. One was cashed and used. The first one I received I decided to open an account at Chase bank and cash it through them. Since my normal account is a credit union, I falsely believed opening an account at a national Bank would be wiser when dealing with a larger amount of money.

   I signed the check over to Chase and Chase cashed the check, then tried to verify my identity AFTERWARDS with the IRS, however the IRS refuses to do an identity verification for any checks under 15k.

This happened over a year and a half ago and since they have held the check I have done everything Chase has requested,  including providing a death certificate and every known documentation you can think of. However, they refuse to release the funds, even with the threat of retaining an attorney,  until the IRS verifies my identity. I'm at my wits end and cannot sleep over fear of losing my house when I have a check owed to me from my passed father. Is there anything I can do, any type of form or something I'm missing to get the IRS to verify me? Obviously when I reach out they just tell me over and over they don't reach out to banks and verify. And when now after fulfilling every possible thing with Chase they say unless IRS verifies me I need to wait a possible additional year for them to cancel the payment and send it back to the IRS. This is a heartbreaking situation and my father would want my inheritance to be used in this exact emergency situation I'm facing. I appreciate any and all advice.