u/Simple_Muscle8083

▲ 2 r/osap

Taking "grant-only" for 3rd year—when do past OSAP loans go into repayment?

Hey everyone,

I’m heading into my 3rd and final year of college and I’ve decided to take grant-only funding for this upcoming school year instead of taking on new loans.

I already have student loans from my first two years. Since I'm not taking a new loan this year, how does the 6-month grace period work?

Will my previous loans enter repayment 6 months after this upcoming year ends (meaning I'd start paying around October 2027), or does something else happen because I opted out of loans for this final year?(Making me pay October 2026 )

Appreciate any insight or experiences from anyone who has done grant-only!

( I would ask my financial aid for my college but they took 1 week to reply from my other about another question)

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u/Simple_Muscle8083 — 2 days ago

Uneasy about the vision test

Hello I'm planning to get my g1 next week and getting nervous about the vision test. I wear glasses and can see clearly with them but feel like I'm going to fail somehow.

Anyone who did there g1 recently can you please tell me what's happens

reddit.com
u/Simple_Muscle8083 — 15 days ago