u/SkyFlyBye

WorldRemit is a global money transfer app service that is giving new customers £10 bonus when signing up with my referral code and making a transfer. You can combine this offer with the sign up offer on cashback websites. The best cashback website for this is Quidco which is offering up to £40. I send my money to my foreign accounts held in Wise which I can transfer back to GBP or hold onto.

Quidco have a £10 sign up bonus, you can find more posts on it by clicking here

Wise is offering a free £500 transfer or physical debit card, you can find more posts on it by clicking here

To get the maximum bonus in the simplest way possible:

• Create a Philippine Peso and New Zealand Dollar account on Wise
• On your phone, log in or sign up to Quidco and navigate to WorldRemit page
• Enable your cookies and click on the "get cashback" button
• Download the WorldRemit app and sign up
• During sign up, enter my referral code: HUNGKAIL1
• Transfer £25 or more in Philippine Peso to your Wise PHP account (£1.99 fee)
• Fill in the receiver's account details. You can put any phone number in
• Quidco will track your transaction and give you £40 within 6 months
• After your first transaction, you'll receive a £10 bonus towards your next transfer on WorldRemit
• Transfer £30 or more to your Wise NZD account. Use the London address "65 Clifton Street, London" when filling in the receiver's account details. (£0.99 fee)
• You'll receive around £30 worth of NZD for £20.99
• Keep the foreign currency or convert back to GBP in Wise
• The rewards totals to £50 minus £2.98 fees in profit from the transfers

Skip the Quidco steps if you prefer not to use it. The £10 bonus is given out after first transaction so you can do a different transaction if you don't want to send it to Philippine Peso.

Thank you for using my referral code!!

Refer a friend Terms & Conditions 

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Budgey is a cashback website and app similar to Topcashback and Quidco. You earn money back when you make a purchase through them, If you sign up with my referral link, you'll get £5 when you're first transaction cashback is made payable.

What makes Budgey unique is their discount codes that can be combined with cashback. A lot of retailers come with discount codes on their cashback page which makes extras savings. Cashout is at £20.

To get your £5:

• Sign up with my referral link on mobile
• Enable cookies on the website or app
• Make a purchase through Budgey
• Receive £5 in your account once your cashback is payable

Some retailers they have are:

1. AliExpress
2. Just Eat
3. eBay
4. Marks & Spencer
5. Boots
6. Tesco
7. Philips
8. Trip .com
9. Booking .com
10. And many, many more.

Thank you for using my referral link!!

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InboxPounds is a website that pays to complete tasks. These range from playing games, doing surveys and signing up to offers. For those who don’t want to faff around, I recommend doing the sign up tasks such as the free trials. They are simple and quick to do.

By signing up with my referral, you have a £1 bonus to start with.

Sign up here for your £1 bonus

For those more committed, they have various game offers which if you complete the objective within the time frame, they pay you. Offers would change so I recommend visiting the r/Inbox_Pounds and r/GetPaidToPlay subreddit for guides and the best deals.

You can cash out with PayPal or gift cards. PayPal minimum cashout is £5.30 though you'll receive £5, while for gift cards it's £5. I prefer cashing in gift cards as I would rather have the full amount and not have the £0.30 spent to cover the PayPal withdrawal.

Proof of payment

All offers found in link below. I recommend visiting the site on desktop as some offers don't show on mobiles and the website has better filters.

https://www.inboxpounds.co.uk/discover-new/recent

• Rise of Kingdoms - Earn £733.51 - Guide here
• Sea of Conquests - Earn £107.18 - Guide here
• RAID Shadow Legends - Earn £134.49 - Guide here and here
• Hexa Sort - Earn £75.07 - An actual fun puzzle game (at least I enjoyed it anyway)

Thank you for using my referral link!!

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WorldRemit is a global money transfer app service that is giving new customers £10 bonus when signing up with my referral code and making a transfer. You can combine this offer with the sign up offer on cashback websites. The best cashback website for this is Quidco which is offering up to £40. I send my money to my foreign accounts held in Wise which I can transfer back to GBP or hold onto.

Quidco have a £10 sign up bonus, you can find more posts on it by clicking here

Wise is offering a free £500 transfer or physical debit card, you can find more posts on it by clicking here

To get the maximum bonus in the simplest way possible:

• Create a Philippine Peso and New Zealand Dollar account on Wise
• On your phone, log in or sign up to Quidco and navigate to WorldRemit page
• Enable your cookies and click on the "get cashback" button
• Download the WorldRemit app and sign up
• During sign up, enter my referral code: HUNGKAIL1
• Transfer £25 or more in Philippine Peso to your Wise PHP account (£1.99 fee)
• Fill in the receiver's account details. You can put any phone number in
• Quidco will track your transaction and give you £40 within 6 months
• After your first transaction, you'll receive a £10 bonus towards your next transfer on WorldRemit
• Transfer £30 or more to your Wise NZD account. Use the London address "65 Clifton Street, London" when filling in the receiver's account details. (£0.99 fee)
• You'll receive around £30 worth of NZD for £20.99
• Keep the foreign currency or convert back to GBP in Wise
• This totals to £50 minus £2.98 fees for the transfers

Skip the Quidco steps if you prefer not to use it. The £10 bonus is given out after first transaction so you can do a different transaction if you don't want to send it to Philippine Peso.

Thank you for using my referral code!!

Refer a friend Terms & Conditions 

Non ref

Lebara is a UK mobile network that uses Vodafone network. Their cheap plans and excellent app makes them suitable for all your needs. You can use your data as normal up to 30GB in EU countries and India at no extra charge and comes with free 100 minutes international calls.

Customers joining through a referral link will receive 50% off the price of their plan for the first 3 months. After, it will go to it's usual price.

To get the discount:

1. Click the referral link
2. Select a plan and sign up. You'll get 50% off your plan for 3 months.
3. Receive your SIM card in the post.
4. Activate your SIM

Some of their prices are:

Payment is made from credit/debit card or PayPal. There are no credit checks. You can select a 1 month rolling contract or 12 month contracts.

Thank you for using my referral link!!

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Octopus Energy are UK's biggest energy provider and serve energy and gas. They are giving both of us £50 credit when switching over to them with my referral link. They have cheap prices, good customer service and a modern app. If you want to leave them, they have no exit fees.

To get your £50

• Sign up with my referral link
• Obtain your quote and start your switch
• Receive £50 after your first direct debit
• Refer others for £50

They also offer Solar Panels, Battery, EV chargers and heat pump installations. You can even earn money selling energy from Solar panels back to them or have your battery or electric vehicle charged during the night when its cheapest.

With their Octoplus Rewards scheme, you can get free electricity when the grid is at its greenest or points when reducing energy usage during peak usage which can be exchanged for credit. Their scheme also offer a free drink every week from Café Nero or Greggs every week as well.

Thank you for using my referral link!!

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Zilch is a virtual card that gives instant cashback on all your purchases. By using my referral link, you get £5 that can be used towards your next purchase. No spending required, just create your account and verify your details. They also offer a buy now pay later feature though that option has fees with it so use the free pay now feature instead.

To get your £5:

• Sign up using my referral link
• Create and verify your account and link a debit card.
• £5 will be added to your Zilch account.

Proof of payment

What makes Zilch great is the cashback stacking opportunities. Zilch works by acting as the card you use to pay but the purchase is routed through a linked debit card. This means you can double dip on your cashback by using a cashback debit card like PayPal debit card (1% cashback) or Krak (2% cashback limited to 30 days unfortunately). Some cashback debit cards don't stack unfortunately like Trading212 so avoid those.

To triple dip your cashback, use a cashback website like Topcashback or Quidco when making your purchase. Just make your purchase through the cashback website once you activated the higher cashback on Zilch and put in the card details. If you want to go even further and quadruple dip your cashback, you can add Zilch's card details to Airtime Rewards and get cashback on Airtime Rewards or buy gift cards that offer cashback like EverUp, JamDoughnut or Sprive.

Some examples of cashback stacking are:

• Amazon - Zilch 2%, PayPal 1%, Total 3% cashback
• Council Tax - Zilch 0.5%, PayPal 1%, Total 1.5%
• TfL/Oyster Card - Zilch 2%, PayPal 1%, Total 3% cashback
• Octopus Energy - Zilch 2%, PayPal 1%, Total 3%
• eBay - Zilch 3%, PayPal 1%, Topcashback 1.05%, Airtime Rewards 2% (new customers rate), Total 7.05% cashback
• Boots - Zilch 2%, PayPal 1%, Topcashback 2%, Airtime Rewards 7%, Total 12%
• Aldi - Zilch 2%, PayPal 1%, Total 3% cashback
• Tesco Gift Cards on EverUp - Zilch 0.5%, PayPal 1%, EverUp 4.2% (Find posts on it here), Total 5.7% cashback
• Morrisons - Zilch 2%, PayPal 1%, Topcashback £11 (new customers rate), Airtime Rewards 4%, Total £11+ 7% cashback
• And many, many more combinations.

You can search up your retailer to see if they offer the higher cashback but even without it general purchases offer 0.5% cashback at a minimum. If you don't feel like stacking, the cashback offered by Zilch is already excellent. If buying in store, you can add Zilch to your Apple/Google pay or buy the physical card. Just remember to activate the higher cashback on the app before you purchase in store otherwise it defaults to the 0.5% cashback.

Thank you for using my referral link!!

Non ref

Budgey is a cashback website and app similar to Topcashback and Quidco. You earn money back when you make a purchase through them, If you sign up with my referral link, you'll get £5 when you're first transaction cashback is made payable.

What makes Budgey unique is their discount codes that can be combined with cashback. A lot of retailers come with discount codes on their cashback page which makes extras savings. Cashout is at £20.

Some retailers they have are:

1. AliExpress
2. Just Eat
3. eBay
4. Marks & Spencer
5. Boots
6. Tesco
7. Philips
8. Trip .com
9. Booking .com
10. And many, many more.

To get your £5:

• Sign up with my referral link on mobile
• Enable cookies on the website or app
• Make a purchase through Budgey
• Receive £5 in your account once your cashback is payable

Thank you for using my referral link!!

Non ref

Quidco now lets you connect your physical card to Quidco and gain cashback when shopping in store at their select sites like Airtime Rewards. It only applies to purchases through physical cards. It won't work through Google/Apple pay. It takes 24 hours to link up.

You can register your card here:

https://www.quidco.com/article/in-store/

Full retailers list below:

https://instore.quidco.com/en/

The list of retailers isn't the best to be quite honest but hopefully they expand it.

The best way I can think of to take advantage of this is registering your physical Zilch card to Quidco and Airtime Rewards plus the Zilch cashback stacking to maximise it. I don't actually have a physical Zilch card so not sure if it would link. Though to be honest, you'll likely get better cashback rates buying gift card for the retailer.

Clear! is an app that pays you for your receipts, usage data, streaming services and surveys. Each grocery receipt is worth £0.10 while others are worth £0.05. All surveys are worth £0.60 and take about a minute or two to complete. Clear! pays you up to 33% of what they get from your usage data which is the most lucrative of all the options. If you don't feel comfortable sharing your usage data, you can turn that feature off.

By using my referral code, you get a £0.25 when you submit your first receipt.

To get your £0.25:

• Sign up on the short form here
• Use my referral code 6RJ6Q3ZK during sign up
• Download the app
• Earn £0.25 when you submit your first receipt

Clear! has their own criteria for their customers so you may not be able to join. They don't release what the criteria is so the only way to find out if to join and see if you're accepted.

If you do opt into sharing usage data, there are various levels where the higher the level, the more you earn with level 2 earning double than level 1 and level 3 earning four times more than level 1. To gain a level, simply keep scanning your receipts and answering surveys.

If you share your streaming services, you get paid £1 for each one. I share my Netflix and Disney+ but there are others like BBC iPlayer, Prime Video and YouTube.

Cash out is at £5.00 and you can exchange it for a variety of gift cards including Tesco, Sainsbury's, Amazon, and many more. Full retailers list found here.

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