
Please tell me you understand the reference
Genuinely thought this was a troll advert

Genuinely thought this was a troll advert
Guys im nearly done saving my emergency fund of 10k (yes thats my emergency number) once im there i can to go all in on an ETF for the long term
The thing is i am completely torn between VALL & VWRP
Yes i am aware of the differences, i know this is attractive to me as a new investor.
I basically plan on putting 1k a month into either VALL OR VWRP for decades, hence why this feels like a big decision to me,
Also got £250 spare to research some individual stocks i believe in, been researching rolls royce and still believe in blue chip stocks like the the mag 7 pie.
But my priority is choosing which ETF
I know we cant predict the future, but i of course want to maximise my gains, easy option i believe is VWRP as its established.
What are you guys thoughts? What are you doing?
Excited to start this journey !
See link for context https://www.reddit.com/r/UKJobs/s/7DVNDyUNCo
I currently been offered role with competitor. 9k more than base salary and 8k more if we include bonuses.
Only issue is i don’t get my mileage covered for which is £50 a week to go in office once a week, this role required me to go office 3 times and 2 wfh days, also not as far but no mileage covered.
Been at my current role for nearly 5 years, i wanted to progress to a technical sales manager but i dont see it happening anytime soon i been pushing this for 3 years, and it gets to a point u cant be bothered anymore
This new role, is exactly the same, also no clear path for progression but a clear path i will become a better sales engineer and learn new products so ill definitely grow technically and also good on my cv if i want to leave again?
Current role 30k + 5k bonus + £50 a week (if i go in office)
New role offered 39k + 4k bonus (no mileage covered)
If i stay at new role a couple years i can see me going up to 41k or something.
I know the right move is to leave, but my reasoning would be to grow my skills
Just need advice money wise and career wise.
I plan to do..
70% S&P 500
20% developed ex US
10% emerging markets
Whatever that amount is each month will always be the same spread, i know i can put this in a pie, but want thoughts/advice so i can set and forget.
Ill take advice on my percentage allocations or other etfs u may want to suggest.
Im 24, want to start my investing journey when i save an emergency fund of 10k