u/Slow_Telephone_8330

▲ 22 r/Trading212UK+1 crossposts

VALL OR VWRP (sorry if youre fed up of these type of posts)

Guys im nearly done saving my emergency fund of 10k (yes thats my emergency number) once im there i can to go all in on an ETF for the long term

The thing is i am completely torn between VALL & VWRP

Yes i am aware of the differences, i know this is attractive to me as a new investor.

I basically plan on putting 1k a month into either VALL OR VWRP for decades, hence why this feels like a big decision to me,

Also got £250 spare to research some individual stocks i believe in, been researching rolls royce and still believe in blue chip stocks like the the mag 7 pie.

But my priority is choosing which ETF

I know we cant predict the future, but i of course want to maximise my gains, easy option i believe is VWRP as its established.

What are you guys thoughts? What are you doing?

Excited to start this journey !

reddit.com
u/Poundthirsty — 2 months ago
▲ 3 r/UKJobs

I got the job!! (Should i take it)

See link for context https://www.reddit.com/r/UKJobs/s/7DVNDyUNCo

I currently been offered role with competitor. 9k more than base salary and 8k more if we include bonuses.

Only issue is i don’t get my mileage covered for which is £50 a week to go in office once a week, this role required me to go office 3 times and 2 wfh days, also not as far but no mileage covered.

Been at my current role for nearly 5 years, i wanted to progress to a technical sales manager but i dont see it happening anytime soon i been pushing this for 3 years, and it gets to a point u cant be bothered anymore

This new role, is exactly the same, also no clear path for progression but a clear path i will become a better sales engineer and learn new products so ill definitely grow technically and also good on my cv if i want to leave again?

Current role 30k + 5k bonus + £50 a week (if i go in office)

New role offered 39k + 4k bonus (no mileage covered)

If i stay at new role a couple years i can see me going up to 41k or something.

I know the right move is to leave, but my reasoning would be to grow my skills

Just need advice money wise and career wise.

reddit.com
u/Slow_Telephone_8330 — 4 months ago

I plan to do..

70% S&P 500

20% developed ex US

10% emerging markets

Whatever that amount is each month will always be the same spread, i know i can put this in a pie, but want thoughts/advice so i can set and forget.

Ill take advice on my percentage allocations or other etfs u may want to suggest.

Im 24, want to start my investing journey when i save an emergency fund of 10k

u/Slow_Telephone_8330 — 6 months ago