HELP!! What should I prio?
I have a lot of on going loans and cc debt and failed to pay all of them lalo na this month kasi ang daming emergency na need ng cash + the past few months na sobrang mahal ng kuryente :( what should I prioritize paying off?
Atome card - grabe harassment ng calls pati reference deadma ko lang per posts here pero ang hirap naka airplane mode palagi :(
Atome cash
Sloan
Spay later
Laz fast cash
Laz pay later
Bdo credit card- longest OD ko na to :(
Bpi CC
Should I prioritize paying off trad banks first? Nabbother kasi ako sa panggulo ng atome every single day calls and text blast. I emailed them but they only offered me a restructuring plan that turns my debt into 100 k + ang layo from my principal amount. Sorry sobrang frozen ko na at di makapagisip ng maayos. Please help me make a logical decision, as much as I want to build an emergency fund first parang nasasakal naman ako sa amount of calls and texts na ginagawa nila.